Bank · FDIC insured
Renasant Bank CD Rates
Renasant Bank’s best CD rate is 4.00% APY on a 13-month CD. Terms run from 5 months to 17 months. Rates checked October 22, 2026.
How Renasant Bank’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Renasant Bank has the most branches. $10,000, best rate first.
This bank’s best
Renasant Bank
4.00%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $434
Promotional Certificate of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Renasant Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.05%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Renasant Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Promotional Certificate of Deposit
Up to 4.00%APY · 5 terms
Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsWill automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Open a CD Today | 3.80% | $157 |
| 7 monthsWill automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Open a CD Today | 3.65% | $211 |
| 11 monthsWill automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Open a CD Today | 3.55% | $325 |
| 13 monthsWill automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today | 4.00% | $434 |
| 17 monthsWill automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Open a CD Today | 3.05% | $435 |
Sources (1)
- renasantbank.com/savings/certificate-of-deposits · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.