Bank · FDIC insured
United Community Bank
A $665.5M bank headquartered in Raceland, LA, with 11 branches in Louisiana. Best rates: CDs 3.73% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs783.73%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Community Bank
- Headquarters
- 4626 Highway 1, Raceland, LA 70394
- FDIC certificate
- 19143 ↗
Branches
11 branches in Louisiana
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Louisiana
11 branches
Houma area · 5
- United Community BankMain office4626 Highway 1, Raceland, LA 70394Directions
- Golden Meadow Branch605 North Alex Plaisance Boulevard, Golden Meadow, LA 70357Directions
- Houma Branch1227 Saint Charles St, Houma, LA 70360Directions
- Larose Branch13386 W Main St, Larose, LA 70373Directions
- Thibodaux Branch200 E Bayou Rd, Thibodaux, LA 70301Directions
Baton Rouge area · 5
- Bluebonnet Office Branch9817 Bluebonnet Blvd, Baton Rouge, LA 70810Directions
- Coursey Branch11280 Coursey Blvd, Baton Rouge, LA 70816Directions
- Gonzales Br12328 Highway 44, Gonzales, LA 70737Directions
- Heritage Crossing Office Branch625 W Highway 30, Gonzales, LA 70737Directions
- Prairieville Branch17257 Airline Hwy, Prairieville, LA 70769Directions
New Orleans area · 1
- Laplace Branch590 Belle Terre Blvd, Laplace, LA 70068Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.47% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.73% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.70% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio14.47%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.73%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.70%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.