Credit union · NCUA insured
Geismar Complex Federal Credit Union
Top CarrotA $43.2M credit union headquartered in Geismar, LA, with 2,532 members and 1 branch in Louisiana. Best rates: CDs 4.33% and savings 0.25% APY.
Geismar Complex Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#3 of 32 in Baton Rouge, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Geismar Complex Federal Credit Union
- Headquarters
- 35294 Highway 30, Geismar, LA 70734
- NCUA charter
- 23620
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specified partner companies are eligible to join Geismar Complex FCU.
Family and household
- A spouse, child, sibling, parent, grandparent, grandchild, cousins, aunt, uncles, step-parent, stepsiblings, or adopted individuals of an existing member are eligible to join.
- Individuals who live in the same residence maintaining a single economic unit with a current GCFCU member are eligible to join.
Branches
1 branch in Louisiana
Loading map…
Louisiana
1 branch
- GcfcuMain office35294 Highway 30, Geismar, LA 70734Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.11% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio13.11%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Geismar Complex Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.