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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York, NY-NJ metro

Showing 101–125 of 140 scored for CDs

  1. Ridgedale Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 1 branch

    71CD score#101 in New York, NY-NJ metro
  2. Nassau Financial Federal Credit Union3–8 mo 1.00% · 9–15 mo 3.75% · 16–30 mo 1.25% · 31–60 mo 3.00%

    Credit union · 6 branches

    71CD score#102 in New York, NY-NJ metro
  3. Educational & Governmental Employees Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo —

    Credit union · 2 branches

    70CD score#103 in New York, NY-NJ metro
  4. ConnectOne Bank3–8 mo 3.75% · 9–15 mo 3.20% · 16–30 mo 2.75% · 31–60 mo —

    Bank · 55 branches

    70CD score#104 in New York, NY-NJ metro
  5. Medisys EFCU3–8 mo 3.04% · 9–15 mo 3.29% · 16–30 mo 3.55% · 31–60 mo —

    Credit union · 1 branch

    70CD score#105 in New York, NY-NJ metro
  6. PSFCU3–8 mo 0.55% · 9–15 mo 1.20% · 16–30 mo 3.00% · 31–60 mo 3.50%

    Credit union · 13 branches

    70CD score#105 in New York, NY-NJ metro
  7. Jersey Central Federal Credit Union3–8 mo 2.75% · 9–15 mo 3.05% · 16–30 mo 3.10% · 31–60 mo 3.20%

    Credit union · 1 branch

    70CD score#107 in New York, NY-NJ metro
  8. 1st Bergen FCU3–8 mo 3.03% · 9–15 mo 2.78% · 16–30 mo 2.02% · 31–60 mo 3.29%

    Credit union · 3 branches

    69CD score#108 in New York, NY-NJ metro
  9. New York Times Employees' Credit Union3–8 mo 2.25% · 9–15 mo 2.75% · 16–30 mo 2.85% · 31–60 mo 3.25%

    Credit union · 2 branches

    69CD score#109 in New York, NY-NJ metro
  10. Schuyler Savings Bank3–8 mo 3.75% · 9–15 mo 0.25% · 16–30 mo 2.00% · 31–60 mo 0.50%

    Bank · 2 branches

    68CD score#110 in New York, NY-NJ metro
  11. Essex County Teachers FCU3–8 mo 3.25% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 2.50%

    Credit union · 2 branches

    68CD score#111 in New York, NY-NJ metro
  12. Seaport Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.04% · 16–30 mo 2.78% · 31–60 mo 2.53%

    Credit union · 3 branches

    68CD score#112 in New York, NY-NJ metro
  13. North Jersey Federal Credit Union3–8 mo 0.10% · 9–15 mo 1.36% · 16–30 mo 3.25% · 31–60 mo 2.78%

    Credit union · 4 branches

    68CD score#113 in New York, NY-NJ metro
  14. First Hope Bank3–8 mo 0.15% · 9–15 mo 3.51% · 16–30 mo 3.00% · 31–60 mo 1.00%

    Bank · 3 branches

    67CD score#114 in New York, NY-NJ metro
  15. The Berkshire Bank3–8 mo 3.30% · 9–15 mo 3.30% · 16–30 mo 1.26% · 31–60 mo 1.01%

    Bank · 5 branches

    67CD score#115 in New York, NY-NJ metro
  16. Local 804 Federal Credit Union3–8 mo 2.02% · 9–15 mo 2.02% · 16–30 mo 2.83% · 31–60 mo 2.93%

    Credit union · 2 branches

    67CD score#116 in New York, NY-NJ metro
  17. Town of Hempstead Employees Federal Credit Union3–8 mo 2.02% · 9–15 mo 3.30% · 16–30 mo 2.02% · 31–60 mo 2.55%

    Credit union · 2 branches

    66CD score#117 in New York, NY-NJ metro
  18. CTBC Bank3–8 mo 3.30% · 9–15 mo 3.00% · 16–30 mo 0.50% · 31–60 mo —

    Bank · 3 branches

    65CD score#118 in New York, NY-NJ metro
  19. Patriot Bank3–8 mo 3.00% · 9–15 mo 3.00% · 16–30 mo 2.50% · 31–60 mo 2.25%

    Bank · 1 branch

    65CD score#119 in New York, NY-NJ metro
  20. Advantage Financial Federal Credit Union3–8 mo 2.02% · 9–15 mo 2.28% · 16–30 mo 2.28% · 31–60 mo 2.69%

    Credit union · 1 branch

    65CD score#120 in New York, NY-NJ metro
  21. Financial Resources FCU3–8 mo 1.21% · 9–15 mo 1.61% · 16–30 mo 1.82% · 31–60 mo 2.94%

    Credit union · 9 branches

    64CD score#121 in New York, NY-NJ metro
  22. First Bank3–8 mo 2.75% · 9–15 mo 3.00% · 16–30 mo 2.10% · 31–60 mo 2.10%

    Bank · 8 branches

    64CD score#122 in New York, NY-NJ metro
  23. Academic Federal Credit Union3–8 mo 1.00% · 9–15 mo 2.00% · 16–30 mo 2.40% · 31–60 mo 2.50%

    Credit union · 1 branch

    64CD score#123 in New York, NY-NJ metro
  24. Motion Federal Credit Union3–8 mo 2.27% · 9–15 mo 2.68% · 16–30 mo 2.43% · 31–60 mo 1.97%

    Credit union · 5 branches

    64CD score#124 in New York, NY-NJ metro
  25. Raritan Bay Federal Credit Union3–8 mo 2.75% · 9–15 mo 2.50% · 16–30 mo 2.00% · 31–60 mo 1.10%

    Credit union · 1 branch

    63CD score#125 in New York, NY-NJ metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 188 of the 328 institutions with a branch in New York, NY-NJ metro have too few rates published or captured to score. Rankings are a preview, not awards.