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Credit union · NCUA insured

Town of Hempstead Employees Federal Credit Union CD Rates

Top Carrot, Carrot Score 89Top Carrot

Town of Hempstead Employees Federal Credit Union’s best CD rate is 4.07% APY on a 10-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Town of Hempstead Employees Federal Credit Union’s CD rates compare

Compared with banks and credit unions near New York, NY-NJ, where Town of Hempstead Employees Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 89

    This credit union’s best

    Town of Hempstead Employees Federal Credit Union

    3.30%APY

    Term
    9 months
    Minimum
    $1,000
    Earns on $10,000
    $246

    Certificates

  • Top rate

    Liberty Bank of New Jersey

    5.00%APY

    Term
    4 months
    Minimum
    $1,000
    Earns on $10,000
    $164

    Liberty Bank of New Jersey rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Palisades Credit Union

    5.00%APY

    Term
    11 months
    Minimum
    $500
    Earns on $10,000
    $457

    Palisades Credit Union rates

Compare CD rates near you →

Town of Hempstead Employees Federal Credit Union CD score

66

CD score

Higher than 16% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.02%
  • 9–15 months9–15 mo3.30%
  • 16–30 months16–30 mo2.02%
  • 31–60 months31–60 mo2.55%
  • QualifiedQualified3.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Town of Hempstead Employees Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Town of Hempstead Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to members or employees of the Baldwin Chamber of Commerce.
  • Membership is open to employees of South Shore Association For Independent Living, Inc.

Military, government and schools

  • Membership is open to members or employees of the Bellerose Terrace Fire District.
  • Membership is open to employees of the Library districts within the Town of Hempstead.
  • Membership is open to employees of the Sanitary districts within the Town of Hempstead.
  • Membership is open to employees of the Town of Hempstead, New York.
8 more ways to join

Military, government and schools

  • Membership is open to employees of the Village of Atlantic Beach, New York.
  • Membership is open to employees of the Village of East Rockaway, New York.
  • Membership is open to employees of the Village of Freeport, New York.
  • Membership is open to employees of the Village of Hempstead, New York.
  • Membership is open to employees of the Village of Island Park, New York.
  • Membership is open to employees of the Village of Lynbrook, New York.
  • Membership is open to volunteer firefighters within the Town of Hempstead.

Family and household

  • All family members of eligible persons, including parents, grandparents, husband, wife, children, grandchildren, brothers, sisters and their spouses and children, are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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