Credit union · NCUA insured
New York Times Employees' Credit Union CD Rates
Top CarrotNew York Times Employees' Credit Union’s best CD rate is 3.25% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How New York Times Employees' Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where New York Times Employees' Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New York Times Employees' Credit Union
3.25%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,734
Share Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
New York Times Employees' Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo2.25%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo2.85%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New York Times Employees' Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.25%APY · 6 terms
Dividends are compounded and credited monthly or quarterly. APY is based on dividends remaining until maturity. Minimum opening balance is $500. Early withdrawal penalty applies: loss of 3 months' dividends for withdrawals within the first year, loss of 6 months' dividends after the first year. Automatic renewal at maturity with a 7-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.25% | $112 |
| 9 months | 2.50% | $187 |
| 12 months | 2.75% | $275 |
| 24 months | 2.85% | $578 |
| 36 months | 3.00% | $927 |
| 60 months | 3.25% | $1,734 |
Special-purpose accounts
Certificates - Roth, Educational & Traditional IRA
Up to 3.25%APY · 4 terms
Includes Roth, Educational & Traditional IRA Certificates. Dividends are compounded and credited monthly on the last day of each month. No minimum balance required to open. Early withdrawal penalty: forfeit 180 days' dividends on the amount withdrawn. Early withdrawal penalty exceptions apply for death/disability/age 59 1/2 or qualified higher education expenses. Taxes/IRS penalties may also apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
| 24 months | 2.85% | $578 |
| 36 months | 3.00% | $927 |
| 60 months | 3.25% | $1,734 |
Sources (3)
- nytimescu.org/About-Us/General…tion/Account-Disclosures
- nytimescu.org/Accounts/Savings/IRAs
- nytimescu.org/Rates/Savings-Rates
All captured Sep 17, 2026
Who can join New York Times Employees' Credit Union
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