Bank · FDIC insured
First Bank CD Rates
First Bank’s best CD rate is 3.00% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How First Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where First Bank has the most branches. $10,000, best rate first.
This bank’s best
First Bank
3.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $300
Certificates of Deposit (Regular)
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
First Bank CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.10%
- 31–60 months31–60 mo2.10%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (Regular)
Up to 3.00%APY · 9 terms
Minimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may be imposed. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.75% | $68 |
| 6 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.75% | $137 |
| 9 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.75% | $206 |
| 12 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 3.00% | $300 |
| 18 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.10% | $317 |
| 24 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.10% | $424 |
| 36 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.10% | $643 |
| 48 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 1.60% | $656 |
| 60 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 1.60% | $826 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Certificates of Deposit (IRA)
Up to 3.00%APY · 9 terms
Available for Traditional, Roth, or Education IRA options. Minimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may be imposed. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.75% | $68 |
| 6 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.75% | $137 |
| 9 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.75% | $206 |
| 12 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 3.00% | $300 |
| 18 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.10% | $317 |
| 24 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.10% | $424 |
| 36 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 2.10% | $643 |
| 48 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 1.60% | $656 |
| 60 monthsMinimum deposit and balance of $500 required to obtain APY. Early withdrawal penalty may apply. Auto-renews at maturity | 1.60% | $826 |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.