Credit union · NCUA insured
Advantage Financial Federal Credit Union
A $105.1M credit union headquartered in Washington, DC, with 9,041 members and 5 branches in 3 states. Best rates: CDs 2.79% and savings 0.10% APY.
Advantage Financial Federal Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#66 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Advantage Financial Federal Credit Union
- Headquarters
- 1319 F St NW Ste 500, Washington, DC 20004-1146
- NCUA charter
- 16416
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All individuals who live, work, worship, or go to school in Washington, D.C. are eligible for membership.
Military, government and schools
- Albany Stratton VA Medical Center, Albany, NY employees and contractors are eligible for membership.
- Members of American Legion Fort Orange Post 30 are eligible for membership.
- U.S. Veterans who are members of AmVets serviced at the Albany Stratton VA Medical Center are eligible for membership.
- U.S. Veterans who are members of AmVets serviced at VA Medical Center Brooklyn are eligible for membership.
- Members of Disabled American Veterans Marcelle-Nolan Chapter 158 are eligible for membership.
7 more ways to join
Military, government and schools
- Members of Disabled American Veterans Rev. Frances A. Kelley Chapter 38 are eligible for membership.
- Department of Defense civilian and military personnel at Fort Hamilton, Brooklyn, NY are eligible for membership.
- VA Regional Office, Albany, NY employees and contractors are eligible for membership.
- VA Medical Center Brooklyn, NY employees and contractors are eligible for membership.
- Department of Veterans Affairs (VA) Central Office employees and contractors are eligible for membership.
- VA Philadelphia Regional Benefit Office employees and contractors in Philadelphia, PA are eligible for membership.
Family and household
- Family members of existing Advantage Financial members (including spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, grandparents, domestic partners) and individuals living in the same household are eligible to join.
Branches
5 branches in 3 states
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District of Columbia
2 branches
- NoMa175 N St NE, Washington, DC 20002Directions
- VA Central Office810 Vermont Ave NW, Washington, DC 20420Directions
New York
2 branches
Albany area · 1
- Albany Med Center113 Holland Ave, Albany, NY 12208Directions
New York area · 1
- BROOKLYN VA Medical Center800 Poly Pl Rm 1110, Brooklyn, NY 11209Directions
Pennsylvania
1 branch
- PHILADELPHIA VA Offices5000 Wissahickon Ave, Philadelphia, PA 19144Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.10% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.84% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.22% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $60 | $76 | — |
- CapitalNet worth ratio12.10%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.84%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.22%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$60Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Advantage Financial Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.