Credit union · NCUA insured
Nassau Financial Federal Credit Union
A $336.4M credit union headquartered in East Meadow, NY, with 14,275 members and 6 branches in New York. Best rates: CDs 4.00% APY.
Nassau Financial Federal Credit Union Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#124 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nassau Financial Federal Credit Union
Established in 1936, Nassau Financial Federal Credit Union is a member-owned, not-for-profit credit union headquartered in East Meadow, New York.
The credit union serves Long Island communities, focusing on improving the financial well-being of its members and the communities it serves.
- Headquarters
- 2575 Hempstead Tpke, Suite 300, East Meadow, NY 11554-2156
- NCUA charter
- 1404
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer in Nassau County and portions of Suffolk County, New York are eligible for membership.
Family and household
- Eligible members of the immediate family (including stepparents, stepchildren, step-siblings, and adoptive relationships) or household of qualifying individuals are eligible for membership.
Branches
6 branches in New York
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New York
6 branches
- East MeadowMain office2575 Hempstead Tpke, Suite 300, East Meadow, NY 11554Directions
- Numc2201 Hempstead Tpke, East Meadow, NY 11554Directions
- East Farmingdale2263 Broadhollow Rd, Farmingdale, NY 11735Directions
- Garden City736 Franklin Ave, Garden City, NY 11530Directions
- Oceanside2995 Long Beach Rd, Oceanside, NY 11572Directions
- Oyster Bay50 Audrey Ave, Oyster Bay, NY 11771Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Adequately capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.20% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.41% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.16% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $70 | $76 | — |
- CapitalNet worth ratio6.20%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.41%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.16%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$70Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nassau Financial Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.