Credit union · NCUA insured
Educational & Governmental Employees Federal Credit Union
Top CarrotA $56.4M credit union headquartered in Hartsdale, NY, with 6,178 members and 2 branches in New York. Best rates: CDs 3.50% and savings 0.05% APY.
Educational & Governmental Employees Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#11 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Educational & Governmental Employees Federal Credit Union
- Headquarters
- 333 N Central Ave Fl 2, Hartsdale, NY 10530-1811
- NCUA charter
- 2346
Branches
2 branches in New York
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New York
2 branches
- MainMain office333 N Central Ave Fl 2, Hartsdale, NY 10530Directions
- Branch22 W 1st St Ste 311, Mount Vernon, NY 10550Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.97% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.15% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $33 | $59 | — |
- CapitalNet worth ratio10.97%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.15%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$33Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Educational & Governmental Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.