Credit union · NCUA insured
Medisys EFCU CD Rates
Medisys EFCU’s best CD rate is 3.55% APY on a 2-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Medisys EFCU’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Medisys EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Medisys EFCU
3.55%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $723
Certificates (Share Certificates)
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Medisys EFCU CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo3.55%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Medisys EFCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates (Share Certificates)
Up to 3.55%APY · 4 terms
Minimum balance of $500 required. Early withdrawal penalties apply (up to 12 months: 3 months worth of dividends; 24 months: 6 months worth of dividends).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.78% | $69 |
| 6 months | 3.04% | $151 |
| 12 months | 3.29% | $329 |
| 24 months | 3.55% | $723 |
Who can join Medisys EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees who work for Flushing Hospital Medical Center in Flushing, NY are eligible to join.
- Employees who work for Jamaica Hospital Medical Center in Jamaica, NY are eligible to join.
- Employees who work for Jamaica Hospital Nursing Home are eligible to join.
- Employees who work for any other organization or facility operated by Medisys Health Network are eligible to join.
Family and household
- Family members of current members who live in the member's household (including spouse, children, brother, sister, parents, and grandparents) are eligible to join.
Membership information collected October 5, 2026.