Bank · FDIC insured
Patriot Bank
A $1.3B bank headquartered in Stamford, CT, with 8 branches in 2 states. Best rates: CDs 3.00% and savings 0.53% APY.
Patriot Bank Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#27 of 38 in Bridgeport, CT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Patriot Bank
Patriot Bank, N.A. is headquartered in Stamford, Connecticut, and operates branches in Fairfield and New Haven counties as well as in Scarsdale, New York.
The institution focuses on personal banking, business banking, and commercial banking.
- Headquarters
- 999 Bedford St, Stamford, CT 06905
- FDIC certificate
- 33928 ↗
Branches
8 branches in 2 states
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Connecticut
7 branches
Bridgeport area · 6
- Patriot Bank, National AssociationMain office999 Bedford St, Stamford, CT 06905Directions
- Darien Branch233 Post Rd, Darien, CT 06820Directions
- Black Rock Branch1755 Black Rock Tpke, Fairfield, CT 06825Directions
- Greenwich Branch100 Mason St, Greenwich, CT 06830Directions
- Norwalk Branch16 River St, Norwalk, CT 06850Directions
- Westport Branch415 Post Rd E, Westport, CT 06880Directions
New Haven area · 1
- Milford Branch771 Boston Post Rd, Milford, CT 06460Directions
New York
1 branch
- Scarsdale Branch495 Central Park Ave, Scarsdale, NY 10583Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.60% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.75% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.70% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $75 | $88 | — |
- CapitalLeverage ratio9.60%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.75%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.70%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$75Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Patriot Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.