Credit union · NCUA insured
Motion Federal Credit Union
A $62.7M credit union headquartered in Linden, NJ, with 5,021 members and 5 branches in New Jersey. Best rates: CDs 2.68% and savings 1.21% APY.
Motion Federal Credit Union Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#82 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Motion Federal Credit Union
Motion Federal Credit Union is a member-owned financial cooperative based in Linden, New Jersey.
The credit union serves employees of companies including ExxonMobil, Phillips66, and DuPont.
- Headquarters
- 360 N Wood Ave, Linden, NJ 07036
- NCUA charter
- 53
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of DuPont are eligible for membership.
- Employees of ExxonMobil are eligible for membership.
- Employees of Phillips66 are eligible for membership.
Cost to join
- A deposit of $5 is required to open an account.
Branches
5 branches in New Jersey
Loading map…
New Jersey
5 branches
- Wood AvMain office360 N Wood Ave, Linden, NJ 07036Directions
- Bob1400 S Park Ave, Linden, NJ 07036Directions
- Cab1400 S Park Ave, Linden, NJ 07036Directions
- Ltc1900 E Linden Ave, Linden, NJ 07036Directions
- Jersey Ave1380 Jersey Ave, North Brunswick, NJ 08902Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.30% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.94% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio10.30%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.94%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Motion Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.