Credit union · NCUA insured
Motion Federal Credit Union CD Rates
Motion Federal Credit Union’s best CD rate is 2.68% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Motion Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Motion Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Motion Federal Credit Union
2.68%APY
- Term
- 12–17 months
- Minimum
- —
- Earns on $10,000
- —
Share Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Motion Federal Credit Union CD score
64
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo2.68%
- 16–30 months16–30 mo2.43%
- 31–60 months31–60 mo1.97%
- QualifiedQualified2.68%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Motion Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.68%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 2.07% | $51 |
| 6–11 months | 2.27% | $113 |
| 12–17 months | 2.68% | $268 |
| 18–23 months | 2.43% | $366 |
| 24–35 months | 2.07% | $418 |
| 36–47 months | 1.97% | $602 |
| 48–59 months | 1.87% | $768 |
| 60 months | 1.76% | $914 |
Sources (3)
- motionfcu.org/discover-motion/rates
- motionfcu.org/manage-your-money/savings-rates
- motionfcu.org/manage-your-mone…tesmoney-market-accounts
All captured Oct 4, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.09%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 months | 2.58% | $128 |
| 12–17 months | 2.94% | $294 |
| 18–23 months | 3.09% | $468 |
| 24–35 months | 2.68% | $544 |
| 36–47 months | 2.27% | $698 |
| 48–59 months | 2.07% | $854 |
| 60 months | 1.97% | $1,023 |
Sources (3)
- motionfcu.org/discover-motion/rates
- motionfcu.org/manage-your-money/savings-rates
- motionfcu.org/manage-your-mone…dual-retirement-accounts
All captured Oct 4, 2026
Who can join Motion Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of DuPont are eligible for membership.
- Employees of ExxonMobil are eligible for membership.
- Employees of Phillips66 are eligible for membership.
Cost to join
- A deposit of $5 is required to open an account.
Membership information collected October 5, 2026.