Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Philadelphia, PA-NJ-DE-MD metro
- Franklin Mint Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.00% by balance
Credit union · 17 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded daily and posted monthly. Variable rates subject to change. Unlimited transactions and check writing ability. $10 monthly fee waived if minimum balance of $1,000 is maintained.
Offer: Variable dividend rate. $10 monthly fee applies if average daily balance falls below $1,000.
0.40% interest rate · Compounded daily · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.70% $100,000 – $499,999 0.80% $500,000 and up 1.00% Rate checked
More details - Deepwater Industries Federal Credit UnionMoney MarketMoney Market · $500 min · 0.50%–1.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,0000.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000Your amount 0.50% $100,000 and up 1.50% Rate checked
More details - Monroe Savings Bank (Williamstown, NJ)Advantage SavingsSavings · 0.50%–4.00% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month. Part of the Advantage Banking Bundle. Limit one Advantage Savings account per customer. Variable-rate account. Monthly fee of $10 for Advantage Banking can be avoided by receiving e-statements and having direct deposit of $500 or more per month into Advantage Checking.
Offer: Applies to balances up to $5,000. $10 monthly fee can be waived with $500+ monthly direct deposit to Advantage Checking and e-statements. Limit one per customer. Variable-rate account.
3.92% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $5,000 4.00% $5,000 and upYour amount 0.50% Rate checked
More details - GE Credit UnionMoney MarketMoney Market · $100 min · 0.30%–1.25% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rates compound monthly. Some rates are not available in Puerto Rico.
Offer: Balances below $2,500. Some rates are not available in Puerto Rico.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.85% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - DEXSTA Federal Credit UnionMoney MarketMoney Market · 0.00%–0.90% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, volunteering, or attending school in New Castle or Kent County, DE, or Cecil County, MD, and maintaining a $5 par value share. Limited to 3 withdrawals per month ($15 fee per item beyond 3). Maximum of 6 total transfers/withdrawals per month for shares excluding share drafts.
Offer: Below minimum balance requirement of $5,000.00 to earn disclosed APY; dividend penalty rate set at 1/2 percent below share rate with a minimum of 0.00%.
0.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.65% $50,000 – $75,000 0.75% $75,000 and up 0.90% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
0.50% interest rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 – $249,999 0.60% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.25% Rate checked
More details - The National Bank of MalvernPersonal Tiered Money MarketPersonal Tiered Money Market · $25 min · 0.05%–1.90% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Tier 1: Daily balance equal to or greater than $0.01 but less than $2,500
0.05% interest rate
Rate by balance
Rate by balance for Personal Tiered Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.70% $100,000 – $250,000 0.90% $250,000 and up 1.90% Rate checked
More details - Penn Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.30%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum deposit of $2,000. Dividends are paid monthly. Balance cannot go below $2,000 or the account will close. Rates are subject to change without notice.
Offer: Dividends paid monthly. Balance cannot go below $2,000 or account will close. Rates subject to change without notice.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $10,000 0.30%* $10,000 and upYour amount 0.50%* Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 12 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 72 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Sun East Federal Credit UnionPerformance Money Market AccountPerformance Money Market Account · $2,500 min · 0.40%–0.90% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Requirements
Product: Consumer money market; opening deposit $2,500. Rate schedule lists five dividend/APY tiers by minimum balance required to earn dividends. Product page states APY as high as 0.90% and that failing to maintain a $25,000 minimum deposit could reduce earnings. Membership required.
Offer: Minimum balance required to earn dividends: $2,500–$49,999.99. Membership required.
0.40% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Performance Money Market Account Balance APY $2,500 – $50,000Your amount 0.40% $50,000 – $75,000 0.60% $75,000 – $100,000 0.60% $100,000 – $250,000 0.75% $250,000 and upProduct page also states APY as high as 0.90% as of 11/03/2025 and that failure to maintain a $25,000 minimum deposit could reduce earnings. 0.90% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
Offer: Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - AAC Credit UnionMoney MarketMoney Market · $2,000 min · 0.30%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.60% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - QNB BankPersonal Select Money MarketPersonal Select Money Market · $25 min · 0.35%–0.70% by balance
Bank · 11 branches
0.40%APY$40 a year on $10,000Requirements
Product: Variable Rate Account. Interest rates may vary. Fees may reduce earnings.
0.35% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Personal Select Money Market Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $75,000 0.55% $75,000 and up 0.70% Rate checked
More details - Energy People FCUShare Savings AccountSavings · $500 min · 0.15%–1.00% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: First step to membership is opening a Savings Account with a $200.00 deposit (or $150.00 minimum opening deposit per Truth-In-Savings). Must maintain a minimum daily balance of $150.00 to obtain disclosed APY. If not on payroll or do not have a loan, must keep a minimum of $200.00 to keep account open. Dividends compounded daily, credited monthly.
Compounded daily
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $10,000 0.15% $10,000 – $50,000Your amount 0.40% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches