Bank · FDIC insured
Mid Penn Bank Savings Rates
Mid Penn Bank’s best savings rate is 0.50% APY on $10,000, with its Flex Money Market. Rates checked October 16, 2026.
How Mid Penn Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Mid Penn Bank has the most branches. $10,000, best rate first.
This bank’s best
Mid Penn Bank
0.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $50
Flex Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Mid Penn Bank savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mid Penn Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Flex Money Market
0.50%APY
No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99,999 | 0.50% | $50 |
| $100,000 – $249,999 | 0.60% | — |
| $250,000 – $499,999 | 0.75% | — |
| $500,000 – $999,999 | 1.00% | — |
| $1,000,000 and up | 1.25% | — |
Simple Savings
0.01%APY
Rate is variable and may change at any time after opening. Transfers to another account or third parties by preauthorized, automatic, or telephone transfers are limited to 6 per month. APY based on quarterly compounding. No monthly service fees.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Over $0Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $0.01 to open | 0.01% | $0.01 | $1 | Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
| Up to $999Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $50 to open | 0.01% | $50 | — | Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
| $1,000 – $7,499Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $1,000 to open | 0.01% | $1,000 | — | Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
| $7,500 and upMinimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $7,500 to open | 0.01% | $7,500 | $1 | Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
Sources (1)
- midpennbank.com/featured-rates · captured Oct 16, 2026
Special-purpose accounts
Club Savings
0.05%APY · 1 term
Interest is not compounded and will be credited to the account at maturity. There is a $20 penalty assessed for each early withdrawal before maturity. Auto-renews annually with payout in October. No monthly service fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAutomatic Deduction Club Account. Payments of $1.00 or more debited from Mid Penn Bank checking or savings weekly, bi-weekly, or monthly. Start Date 10/01/26 – End Date 09/30/27. $20 penalty per early withdrawal before maturity | 0.05% | $5 |
Sources (1)
- midpennbank.com/featured-rates · captured Oct 16, 2026
Vacation Club
0.05%APY · 1 term
Interest is not compounded and will be credited to the account at maturity. There is a $20 penalty assessed for each early withdrawal before maturity. Auto-renews annually with payout in March. No monthly service fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAutomatic Deduction Club Account. Payments of $1.00 or more debited from Mid Penn Bank checking or savings weekly, bi-weekly, or monthly. $20 penalty per early withdrawal before maturity | 0.05% | $5 |
Sources (1)
- midpennbank.com/featured-rates · captured Oct 16, 2026
My Savings
0.01%APY
Designed for young savers under 16 with a joint adult owner. Rate is variable and may change at any time after opening. Transfers to another account or third parties by preauthorized, automatic, or telephone transfers are limited to 6 per month. APY based on quarterly compounding. No monthly service fees.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Over $0Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $0.01 to open | 0.01% | $0.01 | $1 | Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
| Up to $999Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $50 to open | 0.01% | $50 | — | Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
| $1,000 – $7,499Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $1,000 to open | 0.01% | $1,000 | — | Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
| $7,500 and upMinimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. · $7,500 to open | 0.01% | $7,500 | $1 | Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit. |
Sources (1)
- midpennbank.com/featured-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.