Bank · FDIC insured
Monroe Savings Bank (Williamstown, NJ)
A $114M bank headquartered in Williamstown, NJ, with 2 branches in New Jersey. Best rates: CDs 4.00% and savings 0.75% APY.
Monroe Savings Bank (Williamstown, NJ) Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#60 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Monroe Savings Bank (Williamstown, NJ)
Founded in 1870, Monroe Savings Bank is headquartered on Main Street in Williamstown, New Jersey, and serves people and businesses across Southern New Jersey.
Established to provide a secure place for savings and home financing, the bank has expanded its offerings into commercial financing to support local business growth.
- Headquarters
- 114 S Main St, Williamstown, NJ 08094
- FDIC certificate
- 30103 ↗
Branches
2 branches in New Jersey
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New Jersey
2 branches
- Monroe Savings BankMain office114 S Main St, Williamstown, NJ 08094Directions
- Williamstown Branch1712 S Black Horse Pike, Williamstown, NJ 08094Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.02% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.52% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.68% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio14.02%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.52%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.68%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Monroe Savings Bank (Williamstown, NJ) are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.