Credit union · NCUA insured
Penn Credit Union Savings Rates
Penn Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Penn Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Penn Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Penn Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Penn Credit Union savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Penn Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Minimum deposit of $2,000. Dividends are paid monthly. Balance cannot go below $2,000 or the account will close. Rates are subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $10,000Dividends paid monthly. Balance cannot go below $2,000 or account will close. Rates subject to change without notice. | 0.30% | — | Dividends paid monthly. Balance cannot go below $2,000 or account will close. Rates subject to change without notice. |
| $10,000 and upDividends paid monthly. Balance cannot go below $2,000 or account will close. Rates subject to change without notice. | 0.50% | $50 | Dividends paid monthly. Balance cannot go below $2,000 or account will close. Rates subject to change without notice. |
Share Savings Accounts
0.10%APY
Dividends are paid quarterly. Minimum deposit of $5.00 required for membership. Minimum withdrawal amount is $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are paid quarterly. Minimum deposit of $5.00 required for membership.$100 and up | 0.10% | $10 | Dividends are paid quarterly. Minimum deposit of $5.00 required for membership. |
Special-purpose accounts
Individual Retirement Accounts
0.20%APY
Allows money to grow tax-deferred or tax-free.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Club Accounts (Holiday/Vacation)
0.10%APY
Christmas and Vacation club accounts. No minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Penn Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.