Bank · FDIC insured
Monroe Savings Bank (Williamstown, NJ) Savings Rates
Monroe Savings Bank (Williamstown, NJ)’s best savings rate is 0.75% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Monroe Savings Bank (Williamstown, NJ)’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Monroe Savings Bank (Williamstown, NJ) has the most branches. $10,000, best rate first.
This bank’s best
Monroe Savings Bank (Williamstown, NJ)
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Monroe Savings Bank (Williamstown, NJ) savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.20%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Monroe Savings Bank (Williamstown, NJ) ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Savings
0.50%APY
Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month. Part of the Advantage Banking Bundle. Limit one Advantage Savings account per customer. Variable-rate account. Monthly fee of $10 for Advantage Banking can be avoided by receiving e-statements and having direct deposit of $500 or more per month into Advantage Checking.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Applies to balances up to $5,000. $10 monthly fee can be waived with $500+ monthly direct deposit to Advantage Checking and e-statements. Limit one per customer. Variable-rate account. | 4.00% | — | Applies to balances up to $5,000. $10 monthly fee can be waived with $500+ monthly direct deposit to Advantage Checking and e-statements. Limit one per customer. Variable-rate account. |
| $5,000 and upApplies to balances above $5,000. $10 monthly fee can be waived with $500+ monthly direct deposit to Advantage Checking and e-statements. Limit one per customer. Variable-rate account. | 0.50% | $50 | Applies to balances above $5,000. $10 monthly fee can be waived with $500+ monthly direct deposit to Advantage Checking and e-statements. Limit one per customer. Variable-rate account. |
Money Market Account
0.75%APY
Limited to six (6) transfers with only three (3) third party checks per cycle period. Variable rate accounts. Fees may reduce earnings. Rates subject to change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $49,999Minimum balance required to obtain APY: $500. Tier 1 range: $0 - $49,999. Variable rate account. | 0.75% | $75 | Minimum balance required to obtain APY: $500. Tier 1 range: $0 - $49,999. Variable rate account. |
| $50,000 – $249,999Minimum balance required to obtain APY: $50000. Tier 2 range: $50,000 - $249,999. Variable rate account. | 1.20% | — | Minimum balance required to obtain APY: $50000. Tier 2 range: $50,000 - $249,999. Variable rate account. |
| $250,000 and upMinimum balance required to obtain APY: $250,000. Tier 3 range: $250,000 or more. Variable rate account. | 1.50% | — | Minimum balance required to obtain APY: $250,000. Tier 3 range: $250,000 or more. Variable rate account. |
Sources (2)
All captured Oct 22, 2026
Statement Savings
0.20%APY
No monthly service fee. No minimum balance. Semi-annual dormancy fee of $6.00. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month. Variable-rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable-rate account. No monthly service fee. Semi-annual dormancy fee of $6.00.Any balance | 0.20% | $20 | Variable-rate account. No monthly service fee. Semi-annual dormancy fee of $6.00. |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
NextGen Save
Up to 4.00%APY
Designed for ages 13 to 24. Limit one NextGen Saver account per customer. Both Spend and Saver accounts are required to enjoy NextGen benefits. No monthly minimum balance required. Variable-rate account. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances up to $10,000 (dollar amounts of $10,000 or less). Variable-rate account. Both Spend and Saver accounts required. Limit one per customer. | 4.00% | $400 | Applies to balances up to $10,000 (dollar amounts of $10,000 or less). Variable-rate account. Both Spend and Saver accounts required. Limit one per customer. |
| $10,000 and upApplies to balances above $10,000. Variable-rate account. Both Spend and Saver accounts required. Limit one per customer. | 1.00% | $100 | Applies to balances above $10,000. Variable-rate account. Both Spend and Saver accounts required. Limit one per customer. |
Sources (3)
- monroesavings.com/youth-accounts
- monroesavings.com/deposit-rates
- monroesavings.com/account-disclosures
All captured Oct 4, 2026
Kids Saver
0.50%APY
Helping kids (ages 12 and under). Limit one Kids Saver account per customer. No monthly minimum balance required. Variable-rate account. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Applies to balances up to $5,000 (dollar amounts of $5,000 or less). Variable-rate account. Limit one account per customer. | 3.00% | — | Applies to balances up to $5,000 (dollar amounts of $5,000 or less). Variable-rate account. Limit one account per customer. |
| $5,000 and upApplies to balances above $5,000. Variable-rate account. Limit one account per customer. | 0.50% | $50 | Applies to balances above $5,000. Variable-rate account. Limit one account per customer. |
Sources (3)
- monroesavings.com/youth-accounts
- monroesavings.com/deposit-rates
- monroesavings.com/account-disclosures
All captured Oct 4, 2026
Holiday Club Savings
0.50%APY
Available in $5.00, $10.00 and $20.00 per week. Variable-rate account. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable in $5.00, $10.00 and $20.00 per week. Variable-rate account.Any balance | 0.50% | $50 | Available in $5.00, $10.00 and $20.00 per week. Variable-rate account. |
Sources (3)
All captured Oct 4, 2026
Vacation Club Savings
0.50%APY
Available in $5.00, $10.00 and $20.00 per week. Variable-rate account. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable in $5.00, $10.00 and $20.00 per week. Variable-rate account.Any balance | 0.50% | $50 | Available in $5.00, $10.00 and $20.00 per week. Variable-rate account. |
Sources (3)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.