Credit union · NCUA insured
Self Reliance Financial Federal Credit Union Savings Rates
Top CarrotSelf Reliance Financial Federal Credit Union’s best savings rate is 3.20% APY on $10,000, with its High Yield Savings Account. Rates checked October 16, 2026.
How Self Reliance Financial Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Self Reliance Financial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Self Reliance Financial Federal Credit Union
3.20%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $320
High Yield Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Self Reliance Financial Federal Credit Union savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0001.30%
- $10,000 balance$10,0003.20%
- $100,000 balance$100,0003.20%
- QualifiedQualified3.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Self Reliance Financial Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
3.20%APY
Must be a member of SRFFCU. Rates and APYs are variable and may change after account opening. Dividends compounded daily and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upA minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable.$5,000 and up | 3.20% | $320 | A minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable. |
Money Market
1.30%APY
Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upA minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.$1,000 and up | 1.30% | $130 | A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable. |
Premium Money Market
1.30%APY
Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upTable lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.$1,000 and up | 1.30% | $130 | Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable. |
Savings
0.40%APY
Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.$50 and up | 0.40% | $40 | Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable. |
Special-purpose accounts
IRA Savings
3.97%APY
Must be a primary owner and member of SRFFCU to open an IRA. Traditional, Roth, and Coverdell ESA options available. Rates and APYs are variable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required to open the account or earn the advertised APY. Rates and APYs are variable.Any balance | 3.97% | $397 | No minimum balance is required to open the account or earn the advertised APY. Rates and APYs are variable. |
Who can join Self Reliance Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Baltimore, Maryland branch of the Selfreliance Association of American Ukrainians, Inc., whose permanent residence is in Maryland are eligible for membership.
- Employees of the credit union, persons retired as pensioners or annuitants from qualifying employment, and organizations of such persons are eligible for membership.
- Members of Evangelical Pentecostal Church, Inc. in Huntingdon Valley, Pennsylvania qualifying under its charter and bylaws in effect on May 23, 2013 are eligible for membership.
- Members of the New York, N. Y. Branch of the “Selfreliance” Association of American Ukrainians, Inc. in New York, New York are eligible for membership.
- Members of the Philadelphia Branch of the “Self Reliance” Association of American Ukrainians, Inc., in Philadelphia, Pennsylvania are eligible for membership.
- Regular members of the branches and assemblies located within a 15-mile radius of the Scranton, Pennsylvania Post Office of the Ukrainian Workingmen’s Association, Providence Association of Ukrainian Catholics in America, and Ukrainian National Association, Inc. qualifying under their constitutions and bylaws as of the charter date are eligible.
12 more ways to join
Employers and groups
- Members of St. Michael Ukrainian Catholic Church in Baltimore, Maryland are eligible for membership.
- Employees and members of St. Michael the Archangel Ukrainian Catholic Church located in Jenkintown, Pennsylvania are eligible for membership.
- Voting members of Ukrainian American Sport Center – Tryzub in Horsham, Pennsylvania qualifying under its charter and bylaws in effect on May 5, 1933 are eligible for membership.
- Members and employees of Ukrainian Churches in Washington, D.C., Arlington and Fairfax Counties, VA, Montgomery and Prince George's Counties, MD, and the cities of Alexandria and Fairfax, VA are eligible for membership.
- Employees and voting members of The Ukrainian League of Philadelphia in Philadelphia, Pennsylvania qualifying under its charter and bylaws in effect May 5, 2007 are eligible for membership.
- Employees and members of the Church of Evangelical Christians Word of Life Church located in Feasterville – Trevose, Pennsylvania are eligible for membership.
Military, government and schools
- Employees of and students attending Manor College in Jenkintown, Pennsylvania are eligible for membership.
- Employees and students attending Saint Basil Academy in Jenkintown, Pennsylvania are eligible for membership.
- Members of Saint Basil Academy in Jenkintown, Pennsylvania qualifying under its charter and bylaws in effect on 07/18/1931 are eligible for membership.
- Employees and members of Ukrainian Educational and Cultural Center and students attending UKR Heritage School, Svitiychka, UKR Library location in Jenkintown, Pennsylvania are eligible for membership.
Family and household
- Members of the immediate family or household, and spouses of persons who died while within the field of membership, are eligible for membership.
Other ways
- Members of record of Ukrainian Selfreliance Federal Credit Union #07875 as of September 30, 2025 are eligible for membership.
Cost to join
- A minimum balance share deposit of $50.00 in a savings account is required for membership.
- A one-time membership fee of $10.00 is required for membership.
Membership information collected October 5, 2026.