Credit union · NCUA insured
DEXSTA Federal Credit Union Savings Rates
DEXSTA Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How DEXSTA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where DEXSTA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DEXSTA Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
High Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
DEXSTA Federal Credit Union savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.35%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DEXSTA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.50%APY
Monthly fee of $25 if balance is less than $10,000. Minimum balance of $10,000 required at all times to earn disclosed APY. Only one withdrawal allowed per calendar month ($25 fee per additional withdrawal). Daily balance method, compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Balances below $10,000 earn 0.00% APY and incur a $25/month fee. | 0.00% | — | Balances below $10,000 earn 0.00% APY and incur a $25/month fee. |
| $10,000 – $50,000 | 0.50% | $50 | |
| $50,000 – $100,000 | 0.75% | — | |
| $100,000 – $250,000 | 3.35% | — | |
| $250,000 and up | 3.35% | — |
Money Market
0.50%APY
Membership eligibility requires living, working, worshipping, volunteering, or attending school in New Castle or Kent County, DE, or Cecil County, MD, and maintaining a $5 par value share. Limited to 3 withdrawals per month ($15 fee per item beyond 3). Maximum of 6 total transfers/withdrawals per month for shares excluding share drafts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Below minimum balance requirement of $5,000.00 to earn disclosed APY; dividend penalty rate set at 1/2 percent below share rate with a minimum of 0.00%. | 0.00% | — | Below minimum balance requirement of $5,000.00 to earn disclosed APY; dividend penalty rate set at 1/2 percent below share rate with a minimum of 0.00%. |
| $5,000 – $25,000 | 0.50% | $50 | |
| $25,000 – $50,000 | 0.65% | — | |
| $50,000 – $75,000 | 0.75% | — | |
| $75,000 and up | 0.90% | — |
Share Savings
0.07%APY
Establishes membership in credit union ($5 par value share required). Up to 6 transfers/withdrawals per calendar month. Daily balance method, monthly compounding and crediting.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.05% | — |
| $5,000 – $40,000 | 0.07% | $7 |
| $40,000 and up | 0.10% | — |
Special-purpose accounts
Holiday Club
0.07%APY
Entire balance transferred to share account on first banking day in October and account remains open. Early withdrawal before October transfer results in account closure and full balance payout (transfers/withdrawals permitted without restriction in first 7 days after opening). Included in All Share Savings Accounts rate schedule. Up to 6 transfers/withdrawals per calendar month. Compounded and credited monthly by daily balance method. $5 par value share required in primary share account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.05% | — |
| $5,000 – $40,000 | 0.07% | $7 |
| $40,000 and up | 0.10% | — |
No Term IRA Shares
0.10%APY
No minimum balance requirement. Up to 6 transfers/withdrawals per calendar month. Daily balance computation method, compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- dexsta.com/rates · captured Oct 15, 2026
Who can join DEXSTA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in New Castle County or Kent County, Delaware, or Cecil County, Maryland are eligible to join.
Family and household
- Family members and members of the household of individuals eligible through the geographic criteria are eligible for membership.
Cost to join
- A $5.00 deposit is required to open Checking & Share Savings Accounts upon joining.
Membership information collected October 4, 2026.