Credit union · NCUA insured
DEXSTA Federal Credit Union
A $435.5M credit union headquartered in Wilmington, DE, with 34,253 members and 6 branches in 2 states. Best rates: CDs 4.07% and savings 0.50% APY.
DEXSTA Federal Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#56 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About DEXSTA Federal Credit Union
DEXSTA Federal Credit Union was formed as a member-owned cooperative financial institution in 1937.
Originally established for DuPont Experimental Station workers, the credit union expanded through mergers and employer groups to operate six offices serving communities across Delaware and Maryland.
- Headquarters
- 300 Foulk Rd, Suite 100, Wilmington, DE 19803
- NCUA charter
- 2187
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in New Castle County or Kent County, Delaware, or Cecil County, Maryland are eligible to join.
Family and household
- Family members and members of the household of individuals eligible through the geographic criteria are eligible for membership.
Cost to join
- A $5.00 deposit is required to open Checking & Share Savings Accounts upon joining.
Branches
6 branches in 2 states
Loading map…
Delaware
5 branches
- 300 Foulk RdMain office300 Foulk Rd, Suite 100, Wilmington, DE 19803Directions
- Middletown110 Sandhill Dr, Middletown, DE 19709Directions
- Red Lion118 Jestan Blvd, New Castle, DE 19720Directions
- Possum Park1 Possum Park Rd, Newark, DE 19711Directions
- Prices Corner1310 Centerville Rd, Wilmington, DE 19808Directions
Maryland
1 branch
- Elkton Branch975 E Pulaski Hwy, Elkton, MD 21921Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.22% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.14% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.48% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $63 | $76 | — |
- CapitalNet worth ratio9.22%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.14%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$63Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of DEXSTA Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.