Credit union · NCUA insured
Sun East Federal Credit Union Savings Rates
Sun East Federal Credit Union’s best savings rate is 3.30% APY on $10,000, with its Grow Money Market Account – New Money Only. Rates checked October 16, 2026.
How Sun East Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Sun East Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sun East Federal Credit Union
3.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $330
Grow Money Market Account – New Money Only
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Sun East Federal Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0003.30%
- $100,000 balance$100,0003.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sun East Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Grow Money Market Account – New Money Only
3.30%APY
Limited-time consumer money market; credit union membership required. Opening and dividend-earning deposit is $2,500 new money with no maximum. New money means funds from another institution and not on deposit at Sun East within the prior 6 months. $10 monthly service/maintenance fee if the daily or average daily balance falls below $2,500 in a statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upNew money only; limited-time offer. Dividend rate 3.15% and APY 3.30% for $2,500 to no max. Fee waived if minimum daily/average daily balance of $2,500 is maintained; otherwise $10 monthly fee. Failure to maintain minimum deposit could reduce earnings. Membership required.$2,500 and up | 3.30% | $330 | New money only; limited-time offer. Dividend rate 3.15% and APY 3.30% for $2,500 to no max. Fee waived if minimum daily/average daily balance of $2,500 is maintained; otherwise $10 monthly fee. Failure to maintain minimum deposit could reduce earnings. Membership required. |
Sources (3)
- suneast.org/rates
- suneast.org/service/money-market-accounts
- suneast.org/service/savings-ac…markets-and-certificates
All captured Oct 6, 2026
Performance Money Market Account
0.40%APY
Consumer money market; opening deposit $2,500. Rate schedule lists five dividend/APY tiers by minimum balance required to earn dividends. Product page states APY as high as 0.90% and that failing to maintain a $25,000 minimum deposit could reduce earnings. Membership required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Minimum balance required to earn dividends: $2,500–$49,999.99. Membership required. | 0.40% | $40 | Minimum balance required to earn dividends: $2,500–$49,999.99. Membership required. |
| $50,000 – $75,000Minimum balance required to earn dividends: $50,000–$74,999.99. Membership required. | 0.60% | — | Minimum balance required to earn dividends: $50,000–$74,999.99. Membership required. |
| $75,000 – $100,000Minimum balance required to earn dividends: $75,000–$99,999.99. Membership required. | 0.60% | — | Minimum balance required to earn dividends: $75,000–$99,999.99. Membership required. |
| $100,000 – $250,000Minimum balance required to earn dividends: $100,000–$249,999.99. Membership required. | 0.75% | — | Minimum balance required to earn dividends: $100,000–$249,999.99. Membership required. |
| $250,000 and upMinimum balance required to earn dividends: $250,000 and over. Product page also states APY as high as 0.90% as of 11/03/2025 and that failure to maintain a $25,000 minimum deposit could reduce earnings. Membership required. | 0.90% | — | Minimum balance required to earn dividends: $250,000 and over. Product page also states APY as high as 0.90% as of 11/03/2025 and that failure to maintain a $25,000 minimum deposit could reduce earnings. Membership required. |
Sources (3)
- suneast.org/rates
- suneast.org/service/money-market-accounts
- suneast.org/service/savings-ac…markets-and-certificates
All captured Oct 6, 2026
Savings Account
0.10%APY
Credit union membership; depositing as little as $5 makes you a member and shareholder. Dividends posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.Over $0 | 0.10% | $10 | Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
SEP-IRA Savings
3.20%APY
IRA savings plan (SEP). Deposits may be made into an IRA savings account. Credit union membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.Over $0 | 3.20% | $320 | Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested. |
Sources (2)
All captured Oct 6, 2026
Variable IRA
0.50%APY
IRA savings; Traditional, Roth, and Educational Coverdell IRAs are offered as tax wrappers unless separately scheduled. Credit union membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Dividend rate and APY are variable and may change daily as determined by the Board of Directors with no stated cap on the amount of change. Minimum balance required to earn dividends is $0.01. Early withdrawal may incur a penalty; IRS penalties may also apply. IRAs are subject to contribution limits.Over $0 | 0.50% | $50 | Dividend rate and APY are variable and may change daily as determined by the Board of Directors with no stated cap on the amount of change. Minimum balance required to earn dividends is $0.01. Early withdrawal may incur a penalty; IRS penalties may also apply. IRAs are subject to contribution limits. |
Sources (2)
All captured Oct 6, 2026
Holiday Club
0.10%APY
Special savings account for a set period; deposits in-branch or by direct deposit; savings with accrued interest available at maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Initial deposit window January through 3rd Saturday in October. Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.Over $0 | 0.10% | $10 | Initial deposit window January through 3rd Saturday in October. Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested. |
Sources (2)
All captured Oct 6, 2026
Vacation Club
0.10%APY
Special savings account for a set period; deposits in-branch or by direct deposit; savings with accrued interest available at maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Initial deposit listed as not applicable. Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.Over $0 | 0.10% | $10 | Initial deposit listed as not applicable. Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested. |
Sources (2)
All captured Oct 6, 2026
Youth Savings
0.10%APY
For kids and teens ages 0-17; available until the child turns 18. No monthly fees. Open at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested.Over $0 | 0.10% | $10 | Minimum balance required to earn dividends is $0.01. APY assumes dividends are reinvested. |
Sources (3)
- suneast.org/service/youth-accounts
- suneast.org/rates
- suneast.org/service/savings-ac…markets-and-certificates
All captured Oct 6, 2026
Who can join Sun East Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Sun East Foundation for free, with Sun East FCU covering the initial $10 contribution.
Where you live or work
- Membership is open to individuals who live, work, or worship in eligible community areas, including Nottingham, PA, Oxford, PA, Philadelphia, PA, Newark, DE, and Wilmington, DE.
Employers and groups
- Membership is open to individuals employed by or members of participating Select Employer Group (SEG) Partners.
Family and household
- Membership is open to immediate family members (spouse, parent, grandparent, grandchild, child, sibling) of a current member.
Cost to join
- An initial $5 deposit into a savings account is required to establish membership.
Membership information collected October 5, 2026.