Credit union · NCUA insured
Deepwater Industries Federal Credit Union Savings Rates
Deepwater Industries Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Deepwater Industries Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Deepwater Industries Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Deepwater Industries Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Deepwater Industries Federal Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Deepwater Industries Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.50% | $50 |
| $100,000 and up | 1.50% | — |
Sources (1)
- deepwaterind.org/rates · captured Oct 4, 2026
ATM Savings
0.01%APY
$500.01 minimum balance to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $500 | 0.01% | $1 |
Sources (1)
- deepwaterind.org/rates · captured Oct 4, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.10%APY
Traditional/Roth/SEP tax labels remain wrappers within one IRA product.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 4, 2026
Christmas Club
0.05%APY
Funds automatically transfer into savings account the first week of October. Open any time of year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays out the first week of October.Any balance | 0.05% | $5 | Pays out the first week of October. |
Kids Club
0.05%APY
Ages 0–17 eligible. $5.00 minimum deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAges 0–17 eligible.Any balance | 0.05% | $5 | Ages 0–17 eligible. |
Who can join Deepwater Industries Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of participating Select Employer Groups are eligible for membership with proof of eligibility.
Military, government and schools
- Students and employees of Salem Community College are eligible for membership.
Family and household
- Immediate family members (spouse, stepparent, parent, stepchild, child, stepsibling, sibling, grandparent, grandchild, or domestic partner) and household members of a current DIFCU member are eligible for membership.
- Immediate family members of employees and retirees of participating Select Employer Groups are eligible for membership.
Other ways
- Members of the Pennsville Public Library are eligible for membership.
Cost to join
- A $5.00 deposit in a share/savings account is required to represent ownership share and is held until the end of membership.
Membership information collected October 5, 2026.