Credit union · NCUA insured
Deepwater Industries Federal Credit Union
A $113.2M credit union headquartered in Deepwater, NJ, with 7,745 members and 2 branches in New Jersey. Best rates: CDs 4.00% and savings 0.50% APY.
Deepwater Industries Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#44 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Deepwater Industries Federal Credit Union
Founded in 1935, Deepwater Industries Federal Credit Union originally operated onsite at DuPont Chambers Works.
Headquartered in Deepwater, New Jersey since relocating in 1995, the credit union operates as a member-owned not-for-profit financial institution.
- Headquarters
- 565 North Broadway, Deepwater, NJ 08023
- NCUA charter
- 430
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of participating Select Employer Groups are eligible for membership with proof of eligibility.
Military, government and schools
- Students and employees of Salem Community College are eligible for membership.
Family and household
- Immediate family members (spouse, stepparent, parent, stepchild, child, stepsibling, sibling, grandparent, grandchild, or domestic partner) and household members of a current DIFCU member are eligible for membership.
- Immediate family members of employees and retirees of participating Select Employer Groups are eligible for membership.
Other ways
- Members of the Pennsville Public Library are eligible for membership.
Cost to join
- A $5.00 deposit in a share/savings account is required to represent ownership share and is held until the end of membership.
Branches
2 branches in New Jersey
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New Jersey
2 branches
- Deepwater HeadquartersMain office565 North Broadway, Deepwater, NJ 08023Directions
- Woodstown Branch857 Route 45, Pilesgrove, NJ 08098Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.16% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.00% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.70% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $60 | $76 | — |
- CapitalNet worth ratio11.16%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.00%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.70%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$60Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Deepwater Industries Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.