Credit union · NCUA insured
Franklin Mint Federal Credit Union
Top CarrotA $2.2B credit union, the 235th largest of 4,329, headquartered in Chadds Ford, PA, with 164,381 members and 17 branches in 2 states. Best rates: CDs 4.35% and savings 3.00% APY.
Franklin Mint Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#14 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Franklin Mint Federal Credit Union
Founded in 1970 and headquartered in Chadds Ford, Pennsylvania, Franklin Mint Federal Credit Union operates branches throughout the Delaware Valley region.
The member-owned cooperative expanded its reach when Benchmark Federal Credit Union became part of the Franklin Mint Federal Credit Union family in March 2026.
- Headquarters
- 5 Hillman Dr, Ste 100, Chadds Ford, PA 19317
- NCUA charter
- 20042
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, volunteer, attend school, or regularly conduct business, along with businesses and organizations, in specific areas of PA and DE: portions of Philadelphia, Delaware and New Castle Counties, the Borough of West Chester, or Norristown.
Employers and groups
- Eligibility is open to employees, volunteers, students, or members of a Select Employee Group, an affiliated Association, Organization, or School.
Family and household
- Eligibility is open to a relative or household member of a current FMFCU member or eligible individual, where immediate family includes spouse, (step)parent, (step)child, (step)sibling, grandparent, grandchild, or domestic partner.
Other ways
- Eligibility is open to members of the FMFCU Foundation.
Branches
17 branches in 2 states
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Pennsylvania
15 branches
- Brookhaven4800 Edgmont Ave, Brookhaven, PA 19015Directions
- Downingtown1201 E Lancaster Ave, Downingtown, PA 19335Directions
- Eddystone1558 Chester Pike, Eddystone, PA 19022Directions
- Folsom1212 MacDade Blvd, Folsom, PA 19033Directions
- Glen Mills1751 Wilmington Pike, Glen Mills, PA 19342Directions
- Havertown at Quarry Center116 W Township Line Rd, Havertown, PA 19083Directions
- Kennett SquareMarlborough Square Shopping Center, 891 E Baltimore Pike, Kennett Square, PA 19348Directions
- Media100 W State St, State and Olive Streets, Media, PA 19063Directions
- WawaRed Roof Dr, Media, PA 19063Directions
- Ellis Preserve3741 W Chester Pike, Newtown Square, PA 19073Directions
- Paoli82 E Lancaster Ave, Paoli, PA 19301Directions
- University City3200 Chestnut St, Philadelphia, PA 19104Directions
- Sharon Hill1110 Chester Pike, Sharon Hill, PA 19079Directions
- Springfield375 Baltimore Pike, Springfield, PA 19064Directions
- West Chester400 E Market St, West Chester, PA 19382Directions
Delaware
2 branches
- Bear1102 Quintilio Dr, Bear, DE 19701Directions
- Wilmington2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.66% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.83% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.41% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalNet worth ratio8.66%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.83%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Franklin Mint Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.