Credit union · NCUA insured
Freedom Credit Union
Top CarrotA $1.5B credit union, the 332nd largest of 4,329, headquartered in Warminster, PA, with 60,864 members and 4 branches in Pennsylvania. Best rates: CDs 4.28% and savings 3.19% APY.
Freedom Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#1 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Freedom Credit Union
Chartered in 1934, Freedom Credit Union is a member-owned financial cooperative serving communities throughout the Greater Philadelphia area.
- Headquarters
- 626 Jacksonville Rd, Ste 250, Warminster, PA 18974-4862
- NCUA charter
- 60275
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or volunteers in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties.
Family and household
- Membership is open to individuals who are related to an existing Freedom Credit Union member.
Cost to join
- All memberships require opening and maintaining a Freedom Savings account with a minimum balance of $5.00.
Branches
4 branches in Pennsylvania
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Pennsylvania
4 branches
- Abington Branch1440 Old York Rd, Abington, PA 19001Directions
- Fairmount Branch2333 Fairmount Ave, Philadelphia, PA 19130Directions
- Morrell Plaza Branch9910 Frankford Ave, Philadelphia, PA 19114Directions
- Warminster Branch35 W Street Rd, Warminster, PA 18974Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.37% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.97% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $60 | $88 | — |
- CapitalNet worth ratio13.37%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.97%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$60Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Freedom Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.