Credit union · NCUA insured
Penn Credit Union
A $54.6M credit union headquartered in Philadelphia, PA, with 6,604 members and 2 branches in Pennsylvania. Best rates: CDs 4.08% and savings 0.50% APY.
Penn Credit Union Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#66 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Penn Credit Union
Penn Federal Credit Union is a member-owned, not-for-profit financial institution based in Philadelphia, Pennsylvania.
- Headquarters
- 3131 Walnut St, Philadelphia, PA 19104-3415
- NCUA charter
- 20207
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Penn Federal Credit UnionMain office3131 Walnut St, Philadelphia, PA 19104Directions
- Penn Federal Credit Union829 Spruce St, Philadelphia, PA 19107Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 24.81% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.51% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $44 | $59 | — |
- CapitalNet worth ratio24.81%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.51%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$44Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Penn Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.