Credit union · NCUA insured
Sun East Federal Credit Union
A $915.6M credit union headquartered in Aston, PA, with 48,572 members and 7 branches in 2 states. Best rates: CDs 4.30% and savings 3.30% APY.
Sun East Federal Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#32 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sun East Federal Credit Union
Chartered in 1949, Sun East Federal Credit Union was established by Sun Oil Company employees to assist each other with their financial needs.
The member-owned credit union serves more than 48,707 member-owners across Delaware, Pennsylvania, Maryland, and New Jersey.
- Headquarters
- 4500 Pennell Rd, Aston, PA 19014-1862
- NCUA charter
- 6160
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Sun East Foundation for free, with Sun East FCU covering the initial $10 contribution.
Where you live or work
- Membership is open to individuals who live, work, or worship in eligible community areas, including Nottingham, PA, Oxford, PA, Philadelphia, PA, Newark, DE, and Wilmington, DE.
Employers and groups
- Membership is open to individuals employed by or members of participating Select Employer Group (SEG) Partners.
Family and household
- Membership is open to immediate family members (spouse, parent, grandparent, grandchild, child, sibling) of a current member.
Cost to join
- An initial $5 deposit into a savings account is required to establish membership.
Branches
7 branches in 2 states
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Pennsylvania
6 branches
- Aston BranchMain office4500 Pennell Rd, Aston, PA 19014Directions
- Concordville Branch831 Baltimore Pike, Glen Mills, PA 19342Directions
- Nottingham Branch198 Baltimore Pike, Nottingham, PA 19362Directions
- SpringfieldOlde Sproul Shopping Village, 1134 Baltimore Pike, Springfield, PA 19064Directions
- Chichester Branch3601 Chichester Ave, Upper Chichester, PA 19061Directions
- Upper Darby Branch1560 Garrett Rd, Barclay Square Shopping Center, Upper Darby, PA 19082Directions
Delaware
1 branch
- Wilmington BranchConcord Gallery Shopping Center, 3630 Concord Pike, Wilmington, DE 19803Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.11% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.58% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $89 | $76 | — |
- CapitalNet worth ratio8.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.11%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$89Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sun East Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.