Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Washington
- Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.20%–0.40% by balance
Credit union · 19 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Qualifying rate: requires opening a Bonus Checking account on the same account number and meeting the Bonus Checking qualifiers during each monthly qualification cycle. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - Rivermark Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500. No monthly account fees. Variable rate account; interest compounded daily and credited monthly. Rate for your balance range applies to the entire account.
Offer: Variable rate; rate for your balance range applies to the entire account. Minimum balance to earn APY is $0.01.
0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - Peoples BankPersonal Money MarketPersonal Money Market · $50 min · 0.20%–2.20% by balance
Bank · 23 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $10,000 to avoid $10 monthly service charge. Limited to 10 free withdrawals per month; excess withdrawal fee of $5 per withdrawal over limit up to $20/month. Variable tiered rates.
Offer: Rates variable and subject to change after opening. $50 minimum deposit to open. There is no minimum to earn interest. Fees could reduce earnings.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $99,999 0.70% $100,000 and up 2.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Washington Trust BankPreferred Money MarketPreferred Money Market · $500 min · 0.15%–0.75% by balance
Bank · 30 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $10 waived if $3,000 average ledger balance is maintained.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1 and up 0.15% $5,000 and up 0.15% $10,000 and upYour amount 0.20% $15,000 and up 0.20% $25,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 0.75% $1,000,000 and up 0.75% Rate checked
More details - Washington Trust BankSignature Money MarketSignature Money Market · $10,000 min · 0.15%–2.02% by balance
Bank · 30 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $15 waived if the $20,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $15 waived if $20,000 average ledger balance is maintained.
0.15% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $1 and up 0.15% $10,000 and upYour amount 0.20% $20,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 2.02% $1,000,000 and up 2.02% $3,000,000 and up 2.02% $5,000,000 and up 2.02% Rate checked
More details - NW Priority Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates Effective 10/1/2026. Rates may change monthly as determined by the Board of Directors. Fees could reduce earnings. We may offer other rates in the future.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - White River Credit UnionMarket SavingsMarket Savings · $2,500 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: Savings Account
0.10% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Market Savings Balance APY $2,500 and up 0.10% $10,000 and upYour amountMaximum of six withdrawals per month 0.20% $50,000 and up 0.20% $100,000 and up 0.30% Rate checked
More details - PrimeSource Credit UnionSELECT MONEY MARKETSELECT MONEY MARKET · $1,000 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Effective May 1, 2025
Rate checked
More details - 0.17%APY$17 a year on $10,000
Requirements
Product: No minimum balance. No monthly service fee. 2 withdrawals allowed per year. Dividends are paid on the entire balance. Dividends are calculated daily and paid quarterly.
Offer: 2 withdrawals allowed per year. Dividends calculated daily and paid quarterly.
0.17% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - HAPO Community Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.00%–3.25% by balance
Credit union · 22 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account; once a balance range is met, the dividend rate for that balance range applies to the entire average daily account balance. Dividends paid on balance of $2,500 or more. $9/month service fee if balance falls below $500. Compounded monthly.
Offer: $9/month service fee if balance falls below $500; no monthly service charge when balance remains above $500. Dividends paid on balance of $2500 or more. Rate applies to entire average daily balance.
0.00% interest rate · Compounded monthly · $9 monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $5,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.10% $5,000 – $15,000Your amountRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.15% $15,000 – $25,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.20% $25,000 – $50,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.20% $50,000 – $100,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.25% $100,000 – $300,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 1.50% $300,000 – $1,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 2.25% $1,000,000 – $5,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 2.75% $5,000,000 and upRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 3.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Begin with a $2,500 minimum balance. High dividends as balance grows, flexible access to withdraw or transfer, federally insured up to $250,000 by NCUA. Calculated on daily balance.
Offer: Balance under $2,500. Calculated on daily balance.
0.00% interest rate · Effective Sep 24, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $14,999Your amount 0.15% $15,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.35% $250,000 and up 0.45% Rate checked
More details - Cascade Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Establish membership with Cascade FCU. $5 minimum balance requirement for membership; $50 minimum to earn dividends. No monthly maintenance fee.
Offer: Dividends on share accounts are paid quarterly.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - Cascade Federal Credit UnionSub SavingsSavings · $10 min · 0.00%–0.15% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open additional sub-savings accounts to save for specific goals (vacation, appliances, Christmas, etc.). No monthly maintenance fee. Sub-savings earn the same competitive dividends as our savings account does (paid quarterly). $10 minimum deposit to open.
Offer: Dividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Sub Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - Great NorthWest Federal Credit UnionRegular SharesSavings · $5 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership required. Dividends paid from current income.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $1,000 0.10% $1,001 – $5,000 0.10% $5,001 – $10,000Your amount 0.15% $10,001 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches