Credit union · NCUA insured
Cascade Federal Credit Union Savings Rates
Cascade Federal Credit Union’s best savings rate is 1.05% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Cascade Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Cascade Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cascade Federal Credit Union
1.05%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $105
Money Market Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Cascade Federal Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.05%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cascade Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.05%APY
Six transactions are allowed each month (each transaction after that will incur a fee). Minimum deposit or withdrawal of $100. $2,500 minimum deposit to open and earn dividends. Fees may reduce earnings. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.00% | — |
| $10,000 – $50,000 | 1.05% | $105 |
| $50,000 – $100,000 | 1.15% | — |
| $100,000 and up | 1.25% | — |
Sources (2)
All captured Oct 4, 2026
Share Savings
0.15%APY
Establish membership with Cascade FCU. $5 minimum balance requirement for membership; $50 minimum to earn dividends. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Dividends on share accounts are paid quarterly. | 0.00% | — | Dividends on share accounts are paid quarterly. |
| $50 and upDividends on share accounts are paid quarterly. | 0.15% | $15 | Dividends on share accounts are paid quarterly. |
Sources (3)
All captured Oct 22, 2026
Sub Savings
0.15%APY
Open additional sub-savings accounts to save for specific goals (vacation, appliances, Christmas, etc.). No monthly maintenance fee. Sub-savings earn the same competitive dividends as our savings account does (paid quarterly). $10 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Dividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page. | 0.00% | — | Dividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page. |
| $50 and upDividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page. | 0.15% | $15 | Dividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page. |
Special-purpose accounts
Money 101 Teen Savings
0.15%APY
Available to young savers ages 13-17. No monthly maintenance fee. No minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Premium dividends on savings balances of $5-$500. Dividends paid quarterly. | 4.06% | — | Premium dividends on savings balances of $5-$500. Dividends paid quarterly. |
| Over $500Balances over $500 earn standard savings rate. Dividends paid quarterly. | 0.15% | $15 | Balances over $500 earn standard savings rate. Dividends paid quarterly. |
Sources (2)
All captured Oct 22, 2026
Rocky Raccoon Kids Savings
0.15%APY
Available to young savers up to 13 years old. No monthly maintenance fee. No minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Premium dividends on balances of $5-$500. Dividends paid quarterly. | 4.06% | — | Premium dividends on balances of $5-$500. Dividends paid quarterly. |
| Over $500Balances over $500 earn standard savings rate. Dividends paid quarterly. | 0.15% | $15 | Balances over $500 earn standard savings rate. Dividends paid quarterly. |
Sources (2)
All captured Oct 22, 2026
IRA Savings
1.10%APY
Available as Traditional and Roth IRA. $50 minimum deposit to open. No setup fees. Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. | 1.00% | — | Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. |
| $2,500 – $10,000Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. | 1.05% | — | Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. |
| $10,000 – $50,000Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. | 1.10% | $110 | Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. |
| $50,000 – $100,000Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. | 1.15% | — | Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. |
| $100,000 and upAvoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. | 1.20% | — | Avoid the $25 annual fee by maintaining a $500 minimum balance. Dividends on share accounts are paid quarterly. |
Who can join Cascade Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer groups are eligible for membership.
Family and household
- Immediate family members of current Cascade FCU members are eligible to join.
Other ways
- Individuals can join the Great Northern & Cascade Railway Association for free to become eligible for membership.
- Individuals referred by a current Cascade FCU member are eligible for membership.
Cost to join
- Membership begins with applying for a savings account with a $5 deposit.
Membership information collected October 4, 2026.