Credit union · NCUA insured
White River Credit Union
A $115.6M credit union headquartered in Enumclaw, WA, with 8,414 members and 1 branch in Washington. Best rates: CDs 3.00% and savings 0.20% APY.
White River Credit Union Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#39 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About White River Credit Union
Founded in 1952, White River Credit Union is a member-owned financial institution based in Enumclaw, Washington.
Originally established in the office of the Weyerhaeuser White River Mill, the credit union serves Buckley, Black Diamond, Maple Valley, and surrounding Plateau communities.
- Headquarters
- 1499 Garrett St, Enumclaw, WA 98022
- NCUA charter
- 67201
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone in Washington state is eligible to join.
Family and household
- Family members of members can join regardless of where they live.
Branches
1 branch in Washington
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Washington
1 branch
- White River Credit UnionMain office1499 Garrett St, Enumclaw, WA 98022Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.29% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.01% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.98% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio17.29%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.01%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.98%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of White River Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.