Credit union · NCUA insured
TRI-CU
A $74.6M credit union headquartered in Kennewick, WA, with 5,532 members and 1 branch in Washington. Best rates: CDs 4.00% and savings 0.15% APY.
TRI-CU Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#7 of 18 in Kennewick, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TRI-CU
TRI-CU Credit Union is a federally chartered credit union founded in 1969 by the International Brotherhood of Electrical Workers Local 112 as a not-for-profit financial cooperative.
Its founding philosophy is to help the common person achieve financial goals through savings, thrift encouragement, and financial education.
- Headquarters
- 3213 W 19th Ave, Kennewick, WA 99337
- NCUA charter
- 19608
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Benton or Franklin County, Washington.
Employers and groups
- Membership is open to IBEW #112 Electricians.
Family and household
- Membership is open to immediate family of eligible individuals/members.
Cost to join
- A minimum share deposit of $5.00 is required to establish membership (value of one share).
- A $30 deposit is required to open an account online.
Branches
1 branch in Washington
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Washington
1 branch
- Main OfficeMain office3213 W 19th Ave, Kennewick, WA 99337Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.62% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.47% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.62% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $96 | $59 | — |
- CapitalNet worth ratio14.62%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.47%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$96Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TRI-CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.