Credit union · NCUA insured
HAPO Community Credit Union
A $3.1B credit union, the 162nd largest of 4,329, headquartered in Richland, WA, with 213,152 members and 25 branches in 2 states. Best rates: CDs 4.10% and savings 0.15% APY.
HAPO Community Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#6 of 18 in Kennewick, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HAPO Community Credit Union
- Headquarters
- 601 Williams Blvd, Richland, WA 99354
- NCUA charter
- 68239
Branches
25 branches in 2 states
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Washington
22 branches
Kennewick area · 15
- RichlandMain office601 Williams Blvd, Richland, WA 99354Directions
- Connell630 S Columbia Ave, Connell, WA 99326Directions
- Clearwater6401 W Clearwater Ave, Kennewick, WA 99336Directions
- Grandridge8131 W Grandridge Blvd, Kennewick, WA 99336Directions
- HAPO Business Complex7601 W Clearwater Ave, Kennewick, WA 99336Directions
- Kennewick4 N Union St, Kennewick, WA 99336Directions
- Southridge4851 W Hildebrand Blvd, Kennewick, WA 99337Directions
- Broadmoor Blvd4720 Broadmoor Blvd, Pasco, WA 99301Directions
- Pasco2701 N 20th Ave, Pasco, WA 99301Directions
- West Pasco4902 Road 68, Pasco, WA 99301Directions
- Prosser580 Wine Country Rd, Prosser, WA 99350Directions
- Jadwin1007 Jadwin Ave, Richland, WA 99352Directions
- Meadow Springs631 Gage Blvd, Richland, WA 99352Directions
- Queensgate3034 Duportail St, Richland, WA 99352Directions
- Belmont6185 Kenne Rd, West Richland, WA 99353Directions
Yakima area · 4
- Sunnyside322 S 6th St, Sunnyside, WA 98944Directions
- Terrace Heights3001 Stonewood Ct, Yakima, WA 98901Directions
- Yakima903 Seattle Slew Run, Yakima, WA 98908Directions
- Yakima - Nob Hill6401 W Nob Hill Blvd, Yakima, WA 98908Directions
Walla Walla area · 2
- Walla Walla2376 Taumarson Rd, College Place, WA 99324Directions
- Walla Walla Eastgate1850 Isaacs Ave, Walla Walla, WA 99362Directions
Portland area · 1
- Vancouver13909 SE Mill Plain Blvd, Vancouver, WA 98684Directions
Oregon
3 branches
Hermiston area · 2
- Hermiston Branch1905 N 1st St, Hermiston, OR 97838Directions
- Weston103 N Water St, Weston, OR 97886Directions
Portland area · 1
- Jennings Lodge17884 SE McLoughlin Blvd, Milwaukie, OR 97267Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.20% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.18% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.55% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalNet worth ratio11.20%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.18%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.55%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HAPO Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.