Bank · FDIC insured
Washington Trust Bank
A $10.5B bank, the 151st largest of 4,207, headquartered in Spokane, WA, with 44 branches in 3 states. Best rates: CDs 3.98% and savings 0.20% APY.
Washington Trust Bank Carrot Score
65
Carrot Score
Higher than 15% of U.S. banks and credit unions
#18 of 27 in Spokane, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Washington Trust Bank
Founded in 1902 in Spokane, Washington, Washington Trust Bank is the oldest and largest privately held commercial bank in the Northwest.
Controlled by the Stanton family since 1919, the bank operates over 40 locations across Washington, Idaho, and Oregon.
- Headquarters
- 717 W Sprague Ave, Spokane, WA 99201
- FDIC certificate
- 1281 ↗
Branches
44 branches in 3 states
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Washington
30 branches
Spokane area · 16
- Washington Trust BankMain office717 W Sprague Ave, Spokane, WA 99201Directions
- Deer Park Branch903 S Main St, Deer Park, WA 99006Directions
- Liberty Lake Branch1427 N Liberty Lake Rd, Liberty Lake, WA 99019Directions
- Airway Heights Branch10609 W State Route 2, Spokane, WA 99224Directions
- Downtown Spokane Financial Center Branch601 W 1st Ave, Spokane, WA 99201Directions
- East Sprague Branch3510 E Sprague Ave, Spokane, WA 99202Directions
- Five Mile Branch1906 W Francis Ave, Spokane, WA 99205Directions
- Indiana Branch27 E Indiana Ave, Spokane, WA 99207Directions
- Lincoln Heights Branch2415 E 29th Ave, Spokane, WA 99223Directions
- Manito Branch3103 S Grand Blvd, Spokane, WA 99203Directions
- Maple And Garland Branch3810 N Maple St, Spokane, WA 99205Directions
- Medical Center Branch105 W 8th Ave, Spokane, WA 99204Directions
- Northgate Branch7815 N Division St, Spokane, WA 99208Directions
- Valley Financial Center Branch310 N Argonne Rd, Spokane, WA 99212Directions
- Wandermere Branch438 E Hastings Rd, Spokane, WA 99218Directions
- Sullivan Branch407 N Sullivan Rd, Spokane Valley, WA 99037Directions
Seattle area · 4
- Bellevue Branch10500 Ne 8th St, Bellevue, WA 98004Directions
- Smokey Point Branch2437 172nd St Ne, Marysville, WA 98271Directions
- Seattle Branch601 Union Street, Seattle, WA 98101Directions
- Tacoma Branch950 Pacific Ave, Tacoma, WA 98402Directions
Wenatchee area · 3
- East Wenatchee Branch523 Valley Mall Pkwy, East Wenatchee, WA 98802Directions
- North Wenatchee Branch1851 N Wenatchee Ave, Wenatchee, WA 98801Directions
- South Wenatchee Branch759 S Wenatchee Ave, Wenatchee, WA 98801Directions
Moses Lake area · 3
- Ephrata Branch261 Basin St Sw, Ephrata, WA 98823Directions
- Moses Lake Branch402 S Ash St, Moses Lake, WA 98837Directions
- Quincy Branch509 Central Ave S, Quincy, WA 98848Directions
Bellingham area · 1
- Bellingham Branch2210 Rimland Dr, Bellingham, WA 98226Directions
Kennewick area · 1
- Kennewick Branch3250 W Clearwater Ave, Kennewick, WA 99336Directions
Pullman area · 1
- Pullman Branch670 Se Bishop Blvd, Pullman, WA 99163Directions
Portland area · 1
- Vancouver Branch1400 Washington Street, Vancouver, WA 98660Directions
Idaho
12 branches
Boise City area · 6
- Boise Downtown Branch901 W Bannock St, Boise, ID 83702Directions
- Overland Branch7802 W Overland Rd, Boise, ID 83709Directions
- State Street7309 W State St, Garden City, ID 83714Directions
- Meridian Financial Center Branch3251 E Presidential Dr, Meridian, ID 83642Directions
- Idaho Center Branch6010 E Franklin Rd, Nampa, ID 83687Directions
- Nampa Branch2200 N Cassia St, Nampa, ID 83651Directions
Coeur d'Alene area · 3
- Coeur D'Alene Branch218 E Lakeside Ave, Coeur d'Alene, ID 83814Directions
- Hayden Branch8050 N. Government Way, Hayden, ID 83835Directions
- Post Falls Branch1601 E Seltice Way, Post Falls, ID 83854Directions
Lewiston area · 1
- Lewiston Financial Center Branch1518 21st St, Lewiston, ID 83501Directions
Moscow area · 1
- Moscow Branch222 Troy Rd, Moscow, ID 83843Directions
Sandpoint area · 1
- Sandpoint Branch509 N Fifth Ave, Sandpoint, ID 83864Directions
Oregon
2 branches
Bend area · 1
- Bend Branch1219 Ne 3rd St, Bend, OR 97701Directions
Portland area · 1
- Portland Office Branch760 Sw 9th Ave, Portland, OR 97205Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.73% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.73% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.19% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $85 | $85 | — |
- CapitalLeverage ratio9.73%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.73%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$85Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Washington Trust Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.