Credit union · NCUA insured
White River Credit Union Savings Rates
White River Credit Union’s best savings rate is 0.20% APY on $10,000, with its Market Savings. Rates checked October 22, 2026.
How White River Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where White River Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
White River Credit Union
0.20%APY
- Requires
- None
- Earns on $10,000 a year
- $20
Market Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
White River Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where White River Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Market Savings
Up to 0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upSavings Account | 0.10% | $10 | Savings Account |
| $10,000 and upMaximum of six withdrawals per month | 0.20% | $20 | Maximum of six withdrawals per month |
| $50,000 and up | 0.20% | — | |
| $100,000 and up | 0.30% | — |
Sources (1)
- whiterivercu.com/rates · captured Sep 24, 2026
Primary Savings
Up to 0.10%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $25 and up$25 to open | 0.05% | $25 | $5 |
| $2,000 and upUnknown to open | 0.05% | Unknown | $5 |
| $5,000 and upUnknown to open | 0.05% | Unknown | $5 |
| $10,000 and upUnknown to open | 0.10% | Unknown | $10 |
Sources (2)
All captured Oct 15, 2026
Save For Something Savings
Up to 0.10%APY
Requires a savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRequires a savings account. | 0.05% | $5 | Requires a savings account. |
| $2,000 and up | 0.05% | $5 | |
| $5,000 and up | 0.05% | $5 | |
| $10,000 and up | 0.10% | $10 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Educational IRA Savings
0.30%APY
Savings account required. For Coverdell/Educational savings up to $2,000/year per child younger than age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSavings account required.Any balance | 0.30% | $30 | Savings account required. |
Roth IRA Savings
0.30%APY
Savings account required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSavings account required.Any balance | 0.30% | $30 | Savings account required. |
Traditional IRA Savings
0.30%APY
Savings account required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSavings account required.Any balance | 0.30% | $30 | Savings account required. |
Rocky Raccoon Savings
Up to 0.10%APY
Available for children ages 0-12.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $25 and upFor ages 0-12. · $25 to open | 0.05% | $25 | $5 | For ages 0-12. |
| $2,000 and upFor ages 0-12. · Unknown to open | 0.05% | Unknown | $5 | For ages 0-12. |
| $5,000 and upFor ages 0-12. · Unknown to open | 0.05% | Unknown | $5 | For ages 0-12. |
| $10,000 and upFor ages 0-12. · Unknown to open | 0.10% | Unknown | $10 | For ages 0-12. |
Sources (2)
All captured Oct 15, 2026
Holiday Savings
0.05%APY
Requires a savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires a savings account.Any balance | 0.05% | $5 | Requires a savings account. |
Sources (2)
All captured Oct 15, 2026
Who can join White River Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone in Washington state is eligible to join.
Family and household
- Family members of members can join regardless of where they live.
Membership information collected October 4, 2026.