Credit union · NCUA insured
Cascade Federal Credit Union
A $380.2M credit union headquartered in Kent, WA, with 10,736 members and 4 branches in Washington. Best rates: CDs 4.15% and savings 1.05% APY.
Cascade Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#22 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cascade Federal Credit Union
Established in 1952, Cascade Federal Credit Union was founded to serve employees of the Cascade Division of the Great Northern Railway.
The credit union serves western Washington state and operates branch locations in Kent, Everett, Tacoma, and Vancouver.
- Headquarters
- 18020 80th Ave S, Kent, WA 98032
- NCUA charter
- 7748
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer groups are eligible for membership.
Family and household
- Immediate family members of current Cascade FCU members are eligible to join.
Other ways
- Individuals can join the Great Northern & Cascade Railway Association for free to become eligible for membership.
- Individuals referred by a current Cascade FCU member are eligible for membership.
Cost to join
- Membership begins with applying for a savings account with a $5 deposit.
Branches
4 branches in Washington
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Washington
4 branches
Seattle area · 3
- KentMain office18020 80th Ave S, Kent, WA 98032Directions
- Everett12916 4th Ave W, Everett, WA 98204Directions
- Tacoma2220 S 37th St Ste 7, Tacoma, WA 98409Directions
Portland area · 1
- Vancouver805 NE 98th Cir Ste 106, Vancouver, WA 98665Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.31% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.79% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.50% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $54 | $76 | — |
- CapitalNet worth ratio13.31%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.79%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.50%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$54Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cascade Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.