Credit union · NCUA insured
PrimeSource Credit Union Savings Rates
PrimeSource Credit Union’s best savings rate is 0.25% APY on $10,000, with its PREMIUM MONEY MARKET. Rates checked October 22, 2026.
How PrimeSource Credit Union’s savings rates compare
Compared with banks and credit unions near Spokane, WA, where PrimeSource Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PrimeSource Credit Union
0.25%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $25
PREMIUM MONEY MARKET
Top rate
Progressions Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
PrimeSource Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PrimeSource Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
PREMIUM MONEY MARKET
0.25%APY
Premium Money Market does not earn interest until minimum balance of $5,000.00 is reached.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 0.25% | $25 |
| $15,000 and up | 0.30% | — |
| $50,000 and up | 0.35% | — |
| $75,000 and up | 0.40% | — |
Sources (1)
- primesourcecu.org/rates · captured Sep 15, 2026
SELECT MONEY MARKET
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.20% | $20 |
Sources (1)
- primesourcecu.org/rates · captured Sep 15, 2026
Regular Savings
0.05%APY
Can be used for overdraft protection and direct deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 and up | 0.05% | $5 |
Second Savings
0.05%APY
Additional savings account opened after primary savings is established.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 and up | 0.05% | $5 |
Special-purpose accounts
Christmas Club Savings
Up to 0.05%APY
Balances automatically transfer to savings on the last day of October. Maximum balance $5,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
| Over $5,000 | 0.01% | $1 |
Coverdell Education Savings Account
0.05%APY
Contributions up to $2,000 per child per year. Account must be established before child turns 18.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 and up | 0.05% | $5 |
IRA Share Account
0.05%APY
Available as Traditional and Roth IRA savings accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 and up | 0.05% | $5 |
Vacation Club Savings
Up to 0.05%APY
Balances automatically transfer to savings on the last day of May. Maximum balance $5,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
| Over $5,000 | 0.01% | $1 |
Who can join PrimeSource Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to Idaho residents who work or worship in Washington state.
- Membership is open to anyone who lives, works, or worships within the state of Washington.
Employers and groups
- Membership is open to directors, employees, volunteers, and retirees of any of the businesses listed in the comprehensive list of the credit union's bylaws.
- Membership is open to natural persons under contract to work for any of the businesses listed within the bylaws and their subsidiaries and affiliates.
- Membership is open to employees or retirees of Qwest (formerly US West), AT&T, or their affiliates and subsidiaries.
Family and household
- Membership is open to family members related by direct ancestry, marriage, foster care, or anyone living with a member in good standing.
3 more ways to join
Family and household
- Membership is open to surviving spouses of any persons who qualified for membership at the time of their death.
Other ways
- Membership is open to enterprises and organizations where more than half of whose owners, members, or employees are eligible to be a member of the credit union.
- Membership is open to the qualifying organizations, their subsidiaries, and affiliates.
Cost to join
- A one-time membership fee of $20.00 applies for members 18 years and older.
- For youth and minors under 18 years, the membership fee is waived and a $5.00 minimum share deposit in a savings account is required.
Membership information collected October 4, 2026.