Credit union · NCUA insured
SnoCope Credit Union Savings Rates
SnoCope Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How SnoCope Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where SnoCope Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SnoCope Credit Union
0.60%APY
- Requires
- None
- Earns on $10,000 a year
- $60
Money Market
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
SnoCope Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SnoCope Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Round-Up Savings
5.12%APY
Requires a SnoCope Checking Account with a Debit Card and a completed Round-Up Enrollment Form. Deposits restricted to only deposits made through the round-up transfer program. ACH and ATM transactions will not round up. Dividends paid monthly.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Balances up to $10,000. Dividends paid monthly. Deposits restricted to round-up transfers from debit card purchases. · $0 to open | 5.12% | $0 | $512 | Balances up to $10,000. Dividends paid monthly. Deposits restricted to round-up transfers from debit card purchases. |
| Over $10,000Balances over $10,000 earn at regular dividend rate. Dividends paid monthly. · Unknown to open | 0.17% | Unknown | — | Balances over $10,000 earn at regular dividend rate. Dividends paid monthly. |
Money Market
Up to 0.60%APY
Limit of 6 withdrawals per month. Dividends are calculated daily and paid monthly based on daily ending balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $750 and upDividends calculated daily and paid monthly. | 0.50% | $50 | Dividends calculated daily and paid monthly. |
| $3,000 and upDividends calculated daily and paid monthly. | 0.55% | $55 | Dividends calculated daily and paid monthly. |
| $10,000 and upDividends calculated daily and paid monthly. | 0.60% | $60 | Dividends calculated daily and paid monthly. |
| $50,000 and upDividends calculated daily and paid monthly. | 0.75% | — | Dividends calculated daily and paid monthly. |
Sources (1)
- snocope.org/accounts/money-market · captured Oct 4, 2026
Possibilities Account
0.17%APY
No minimum balance. No monthly service fee. 2 withdrawals allowed per year. Dividends are paid on the entire balance. Dividends are calculated daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance2 withdrawals allowed per year. Dividends calculated daily and paid quarterly.Any balance | 0.17% | $17 | 2 withdrawals allowed per year. Dividends calculated daily and paid quarterly. |
Prime Savings Account
0.15%APY
$5 Account balance needed. Minimum balance of $300 earns a dividend. Dividends are calculated daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upDividends calculated daily and paid quarterly. Minimum balance of $300 earns a dividend.$300 and up | 0.15% | $15 | Dividends calculated daily and paid quarterly. Minimum balance of $300 earns a dividend. |
Sub-Savings Account
0.15%APY
No minimum balance. No monthly service fee. Secondary savings account under Prime Savings Account. Minimum balance of $300 earns a dividend. All savings rates include Secondary Savings Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upSecondary savings account under Prime Savings Account. Minimum balance of $300 earns a dividend. Dividends calculated daily and paid quarterly.$300 and up | 0.15% | $15 | Secondary savings account under Prime Savings Account. Minimum balance of $300 earns a dividend. Dividends calculated daily and paid quarterly. |
Special-purpose accounts
IRA Savings
Up to 0.15%APY
Includes Traditional, Roth, and Coverdell IRA savings accounts. No monthly service fee. Only $100 is required to open account. Dividends calculated daily and paid quarterly. Tiered rates depending on balance. Insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upTraditional, Roth, Coverdell. Dividends calculated daily and paid quarterly. No monthly service fee. | 0.05% | $5 | Traditional, Roth, Coverdell. Dividends calculated daily and paid quarterly. No monthly service fee. |
| $5,000 and upTraditional, Roth, Coverdell. Dividends calculated daily and paid quarterly. No monthly service fee. | 0.10% | $10 | Traditional, Roth, Coverdell. Dividends calculated daily and paid quarterly. No monthly service fee. |
| $10,000 and upTraditional, Roth, Coverdell. Dividends calculated daily and paid quarterly. No monthly service fee. | 0.15% | $15 | Traditional, Roth, Coverdell. Dividends calculated daily and paid quarterly. No monthly service fee. |
Sources (2)
All captured Oct 4, 2026
Youth Savings Account
0.15%APY
Under 18. $5 Account balance needed. Dividends paid on the entire balance. Dividends are calculated daily and paid quarterly. Free Membership in the Rocky Raccoon, Sound Savers, or Money $marts Club.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upUnder 18. Dividends paid on the entire balance. Dividends calculated daily and paid quarterly.$10 and up | 0.15% | $15 | Under 18. Dividends paid on the entire balance. Dividends calculated daily and paid quarterly. |
Health Savings Account (HSA)
0.05%APY
Tax-advantaged medical savings account available to taxpayers enrolled in a high-deductible health plan. Dividends calculated based on daily ending balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upDividends paid quarterly. Calculated based on daily ending balance.$300 and up | 0.05% | $5 | Dividends paid quarterly. Calculated based on daily ending balance. |
Sources (3)
- snocope.org/rates
- snocope.org/accounts/health-savings-accounts-
- snocope.org/accounts/individual-retirement-accounts
All captured Oct 4, 2026
Who can join SnoCope Credit Union
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