Credit union · NCUA insured
HAPO Community Credit Union Savings Rates
HAPO Community Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How HAPO Community Credit Union’s savings rates compare
Compared with banks and credit unions near Kennewick, WA, where HAPO Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HAPO Community Credit Union
0.15%APY
- Minimum
- —
- Earns on $10,000 a year
- $15
Money Market Accounts
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
ICCU
3.40%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
HAPO Community Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HAPO Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.15%APY
Tiered rate account; once a balance range is met, the dividend rate for that balance range applies to the entire average daily account balance. Dividends paid on balance of $2,500 or more. $9/month service fee if balance falls below $500. Compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$9/month service fee if balance falls below $500; no monthly service charge when balance remains above $500. Dividends paid on balance of $2500 or more. Rate applies to entire average daily balance. | 0.00% | — | $9/month service fee if balance falls below $500; no monthly service charge when balance remains above $500. Dividends paid on balance of $2500 or more. Rate applies to entire average daily balance. |
| $2,500 – $5,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 0.10% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $5,000 – $15,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 0.15% | $15 | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $15,000 – $25,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 0.20% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $25,000 – $50,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 0.20% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $50,000 – $100,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 0.25% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $100,000 – $300,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 1.50% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $300,000 – $1,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 2.25% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $1,000,000 – $5,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 2.75% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
| $5,000,000 and upRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). | 3.25% | — | Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). |
Sources (2)
All captured Oct 22, 2026
Savings
0.05%APY
Must meet credit union membership eligibility requirements (living, working, worshipping, or attending school in Washington state, or specific counties in Oregon or Idaho).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited quarterly. Rate may change monthly.Any balance | 0.05% | $5 | Dividends compounded and credited quarterly. Rate may change monthly. |
Special-purpose accounts
Time Deposit-Variable Rate IRA
4.29%APY
Available as Traditional, Roth, or Coverdell Education Savings Account. Allows additional deposits after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 4.29% | $429 |
Sources (2)
All captured Oct 4, 2026
Who can join HAPO Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.