Credit union · NCUA insured
PrimeSource Credit Union
A $85.3M credit union headquartered in Spokane, WA, with 6,727 members and 3 branches in Washington. Best rates: CDs 4.25% and savings 0.25% APY.
PrimeSource Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#13 of 27 in Spokane, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PrimeSource Credit Union
PrimeSource Credit Union operates three branch locations in Spokane and Spokane Valley, Washington.
- Headquarters
- 9707 N Nevada ST, Spokane, WA 99218-3412
- NCUA charter
- 67911
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to Idaho residents who work or worship in Washington state.
- Membership is open to anyone who lives, works, or worships within the state of Washington.
Employers and groups
- Membership is open to directors, employees, volunteers, and retirees of any of the businesses listed in the comprehensive list of the credit union's bylaws.
- Membership is open to natural persons under contract to work for any of the businesses listed within the bylaws and their subsidiaries and affiliates.
- Membership is open to employees or retirees of Qwest (formerly US West), AT&T, or their affiliates and subsidiaries.
Family and household
- Membership is open to family members related by direct ancestry, marriage, foster care, or anyone living with a member in good standing.
3 more ways to join
Family and household
- Membership is open to surviving spouses of any persons who qualified for membership at the time of their death.
Other ways
- Membership is open to enterprises and organizations where more than half of whose owners, members, or employees are eligible to be a member of the credit union.
- Membership is open to the qualifying organizations, their subsidiaries, and affiliates.
Cost to join
- A one-time membership fee of $20.00 applies for members 18 years and older.
- For youth and minors under 18 years, the membership fee is waived and a $5.00 minimum share deposit in a savings account is required.
Branches
3 branches in Washington
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Washington
3 branches
- PrimeSource Credit UnionMain office9707 N Nevada ST, Spokane, WA 99218Directions
- PrimeSource Credit Union428 E 3rd Ave, Spokane, WA 99202Directions
- PrimeSource Credit Union9208 E Sprague Ave, Spokane Valley, WA 99206Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.36% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.68% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio12.36%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.68%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PrimeSource Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.