Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Washington
- Safeway Federal Credit UnionMoney MarketMoney Market · $5,000 min · 2.50%–3.70% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Minimum balance to earn interest is $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. Transfers from savings or money market accounts are limited to a total of 6 per month.
Offer: Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate.
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $49,999Your amount 2.50% $50,000 and up 3.70% Rate checked
More details - Nordstrom Federal Credit UnionFree Kasasa SaverSavings · $0 min · 0.25%–2.50% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Must be linked to a Free Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, at least 12 debit card purchases must post and settle per Monthly Qualification Cycle and account must be enrolled in eStatements.
Offer: Applies to daily balances up to $25,000 when linked checking qualification requirements are met.
Qualified rate · 2.47% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.50% $25,000 and up 0.25%* Rate checked
More details - Potlatch No 1 Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 2.47%–3.49% by balance
Credit union · 8 branches
2.47%APY$247 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
Offer: Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate.
Qualified rate · 2.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 2.47% $25,000 – $100,000 2.58% $100,000 – $250,000 3.29% $250,000 – $500,000 3.39% $500,000 and up 3.49% Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Avoid a monthly $5 service fee by maintaining a daily balance of $1,000 or more. Interest compounded daily, paid monthly.
Offer: Avoid monthly $5 service fee by maintaining daily balance of $1,000 or more. Interest compounded daily, paid monthly.
2.37% interest rate · Compounded daily · $5 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Variable rate account. Interest compounded daily, credited monthly. Unlimited withdrawals. Can be used as overdraft protection on a Seattle Bank checking account.
2.37% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Portage BankNew Frontier Money MarketNew Frontier Money Market · $2,500 min · 0.75%–3.30% by balance
Bank · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Balances under minimum balance requirements do not earn interest. Must maintain a minimum daily balance of $0.01 to earn the disclosed APY. Optional mailed statements cost $3.00 per month.
Offer: Must maintain a minimum daily balance of $0.01 to earn disclosed APY.
0.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for New Frontier Money Market Balance APY Up to $10,000 0.75% $10,000 – $100,000Your amount 2.27% $100,000 – $250,000 2.53% $250,000 – $500,000 2.78% $500,000 and up 3.30% Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: Alaska Air Group Credit Union membership required to open account. Allows opening multiple customizable accounts for targeted savings goals.
Offer: $5 minimum balance required to open and maintain the account and to earn the stated APY. Dividend rate and APY may change quarterly.
2.25% interest rate · Effective Sep 16, 2026
Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: Establishes membership with Alaska Air Group Credit Union. $5 minimum deposit to open and maintain.
Offer: Dividend rate and APY may change every quarter. $5 minimum balance required to earn stated APY.
2.25% interest rate · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - 2.27%APY$227 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Qualifications per cycle: enrolled in eStatements and make at least 12 qualifying Canopy Classic and/or Rewards card purchases.
Offer: When qualifications are met on linked checking account.
Qualified rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.27% $50,000 and up 1.00% Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
Offer: Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - BECUMoney Market with Member AdvantageMoney Market with Member Advantage · $0 min · 0.35%–2.73% by balance
Credit union · 69 branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Requires meeting Member Advantage relationship requirements to receive Member Advantage rates. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance. Requires Member Advantage.
Qualified rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market with Member Advantage Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.32% $50,000 – $100,000 2.38% $100,000 – $250,000 2.48% $250,000 – $500,000 2.58% $500,000 and up 2.73% Rate checked
More details - Spokane City Credit UnionPreferred Share Investment (Money Market)Preferred Share Investment (Money Market) · $0 min · 0.85%–2.79% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Dividends compounded and credited: earned daily, posted last day of month. If closed prior to month end, dividend is forfeited. Fees could reduce earnings. No monthly fee.
Offer: Minimum balance to earn stated APY is $0.00. Earned daily, posted last day of month. If closed prior to month end, dividend is forfeited.
0.85% interest rate · No monthly fee · Effective Aug 27, 2025
Rate by balance
Rate by balance for Preferred Share Investment (Money Market) Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $50,000Your amountMinimum balance to earn stated APY is $25,000.00. 2.02% $50,000 – $100,000 2.53% $100,000 and up 2.79% Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 2 branches
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - 2.02%APY$202 a year on $10,000
Rate checked
More details - Harborstone Credit UnionMoney Market AccountMoney Market Account · $25 min
Credit union · 31 branches
2.01%APY$201 a year on $10,000Requirements
Offer: Required to earn APY. Maintain daily balance of $1,000 to avoid $8 fee.
2.00% interest rate · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches