Credit union · NCUA insured
O Bee Credit Union Savings Rates
Top CarrotO Bee Credit Union’s best savings rate is 2.02% APY on $10,000, with its High-Interest Savings. Rates checked October 22, 2026.
How O Bee Credit Union’s savings rates compare
Compared with banks and credit unions near Olympia, WA, where O Bee Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
O Bee Credit Union
2.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $202
High-Interest Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
O Bee Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where O Bee Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.80%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.20% | — |
| $10,000 – $50,000 | 0.80% | $80 |
| $50,000 – $100,000 | 1.25% | — |
| $100,000 – $250,000 | 1.50% | — |
| $250,000 – $500,000 | 2.00% | — |
| $500,000 – $1,000,000 | 3.00% | — |
| $1,000,000 and up | 3.25% | — |
Sources (1)
- obee.com/Everyday-Banking/Savings/Money-Market · captured Oct 15, 2026
High-Interest Savings
2.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.02% | $202 |
Sources (1)
- obee.com/savings · captured Oct 15, 2026
Special-purpose accounts
Cub Account
2.02%APY
For children up to 12 years old. Child must be enrolled in eStatements to earn stated dividend rate. Special rate applies only to the first $500 in savings account with suffix 0001; amounts in excess of $500 earn standard savings rate. Limited to 1 savings account per member. Requirements evaluated monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Applies to the first $500. Child must be enrolled in eStatements. In the event qualifications are not met, account earns standard savings rate.Up to $500 | 2.02% | — | Applies to the first $500. Child must be enrolled in eStatements. In the event qualifications are not met, account earns standard savings rate. |
Sources (1)
- obee.com/Everyday-Banking/Youth-Services/Cub-Accounts · captured Oct 15, 2026
Teen Savings
2.02%APY
For members aged 13 to 17 years old. Available to teens with a checking account (adult joint owner required). Child must be enrolled in eStatements to earn the promotional rate. Special rate applies only to the first $500 in the savings account with suffix 0001; amounts in excess of $500 earn the standard savings rate. Limited to 1 savings account per member. Qualification evaluated monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Applies to the first $500. Child must be enrolled in eStatements and have a teen checking account. If qualifications are not met, the account earns the standard savings rate.Up to $500 | 2.02% | — | Applies to the first $500. Child must be enrolled in eStatements and have a teen checking account. If qualifications are not met, the account earns the standard savings rate. |
Sources (1)
- obee.com/Everyday-Banking/Rewards-Checking/Teen-Accounts · captured Oct 15, 2026
Who can join O Bee Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Washington State.
Employers and groups
- Membership is open to Pabst employees in Texas and California.
Membership information collected October 4, 2026.