Credit union · NCUA insured
Nordstrom Federal Credit Union Savings Rates
Nordstrom Federal Credit Union’s best savings rate is 0.65% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Nordstrom Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Nordstrom Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nordstrom Federal Credit Union
2.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $250
Free Kasasa Saver
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Nordstrom Federal Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.00%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nordstrom Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 2.50%APY
Must be linked to a Free Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, at least 12 debit card purchases must post and settle per Monthly Qualification Cycle and account must be enrolled in eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies to daily balances up to $25,000 when linked checking qualification requirements are met. | 2.50% | $250 | Applies to daily balances up to $25,000 when linked checking qualification requirements are met. |
| Any balanceApplies to entire daily balance if linked checking account qualification requirements are not met. | 0.05% | $5 | Applies to entire daily balance if linked checking account qualification requirements are not met. |
| $25,000 and upEarns 0.25% dividend rate on the portion of the daily balance over $25,000 resulting in an APY range from 2.50% to 0.70% depending on balance when linked checking qualification requirements are met. | 0.25% | — | Earns 0.25% dividend rate on the portion of the daily balance over $25,000 resulting in an APY range from 2.50% to 0.70% depending on balance when linked checking qualification requirements are met. |
Sources (3)
- nordcu.org/save/personal-savings
- nordcu.org/save/personal-savings/free-kasasa-saver.html
- nordcu.org/borrow/loans/recrea…al-vehicle-rv-loans.html
All captured Sep 15, 2026
Money Market Account
0.65%APY
No maintenance fees. Requires a $1,000 minimum daily balance. Up to 6 transfers/transactions per month per Federal Regulation D.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 – $10,000Variable rate. Minimum balance to earn APY is $1,000. Dividends calculated on Average Daily Balance and paid monthly. · $1,000 to open | 0.50% | $1,000 | — | Variable rate. Minimum balance to earn APY is $1,000. Dividends calculated on Average Daily Balance and paid monthly. |
| $10,000 – $50,000Variable rate. Minimum balance to earn APY is $10,000. Dividends calculated on Average Daily Balance and paid monthly. · $10,000 to open | 0.65% | $10,000 | $65 | Variable rate. Minimum balance to earn APY is $10,000. Dividends calculated on Average Daily Balance and paid monthly. |
| $50,000 – $100,000Variable rate. Minimum balance to earn APY is $50,000. Dividends calculated on Average Daily Balance and paid monthly. · $50,000 to open | 0.75% | $50,000 | — | Variable rate. Minimum balance to earn APY is $50,000. Dividends calculated on Average Daily Balance and paid monthly. |
| $100,000 and upVariable rate. Minimum balance to earn APY is $100,000. Dividends calculated on Average Daily Balance and paid monthly. · $100,000 to open | 1.00% | $100,000 | — | Variable rate. Minimum balance to earn APY is $100,000. Dividends calculated on Average Daily Balance and paid monthly. |
Sources (3)
- nordcu.org/borrow/credit-cards.html
- nordcu.org/save/personal-savings
- nordcu.org/save/personal-savin…oney-market-account.html
All captured Sep 15, 2026
Primary Savings
0.25%APY
Establishes membership with credit union. Includes 6 free ATM withdrawals per month ($2 fee per withdrawal thereafter).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVariable rate. Minimum balance to earn APY is $100.00.$100 and up | 0.25% | $25 | Variable rate. Minimum balance to earn APY is $100.00. |
Sources (3)
- nordcu.org/borrow/credit-cards.html
- nordcu.org/save/personal-savings
- nordcu.org/save/personal-savings/primary-savings.html
All captured Sep 15, 2026
Special-purpose accounts
Youth Savings Accounts
0.10%APY
Designed for members from birth to 17 years of age. Includes Pay for Grades Incentive up to two times per year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier 1 rate for balances 0-$500. | 5.00% | — | Tier 1 rate for balances 0-$500. |
| Over $500Tier 2 rate for balances $500.01+. | 0.10% | $10 | Tier 2 rate for balances $500.01+. |
Sources (4)
- nordcu.org
- nordcu.org/borrow/credit-cards.html
- nordcu.org/save/personal-savings
- nordcu.org/save/personal-savin…th-savings-accounts.html
All captured Sep 15, 2026
IRA Savings
0.75%APY
Available as Traditional IRA and Roth IRA. $25 annual maintenance fee charged to IRA Savings. Annual contribution limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Applies to Traditional and Roth IRA Savings options.Any balance | 0.75% | $75 | Variable rate. Applies to Traditional and Roth IRA Savings options. |
Sources (3)
- nordcu.org/borrow/credit-cards.html
- nordcu.org/save/personal-savings
- nordcu.org/save/personal-savin…ement-accounts-iras.html
All captured Sep 15, 2026
Holiday Club Account
0.25%APY
Funds are transferred to Primary Savings Account each year on November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Funds transferred to Primary Savings Account annually on November 1st.Any balance | 0.25% | $25 | Variable rate. Funds transferred to Primary Savings Account annually on November 1st. |
Sources (3)
- nordcu.org/save/personal-savings
- nordcu.org/save/personal-savin…oliday-club-account.html
- nordcu.org/borrow/loans/recrea…al-vehicle-rv-loans.html
All captured Sep 15, 2026
Who can join Nordstrom Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all Nordstrom employees.
Family and household
- Membership is open to immediate family members of Nordstrom employees.
Membership information collected October 4, 2026.