Bank · FDIC insured
Portage Bank Savings Rates
Portage Bank’s best savings rate is 2.27% APY on $10,000, with its New Frontier Money Market. Rates checked October 22, 2026.
How Portage Bank’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Portage Bank has the most branches. $10,000, best rate first.
This bank’s best
Portage Bank
2.27%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $227
New Frontier Money Market
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Portage Bank savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.27%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Portage Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
New Frontier Money Market
2.27%APY
Balances under minimum balance requirements do not earn interest. Must maintain a minimum daily balance of $0.01 to earn the disclosed APY. Optional mailed statements cost $3.00 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Must maintain a minimum daily balance of $0.01 to earn disclosed APY. | 0.75% | — | Must maintain a minimum daily balance of $0.01 to earn disclosed APY. |
| $10,000 – $100,000 | 2.27% | $227 | |
| $100,000 – $250,000 | 2.53% | — | |
| $250,000 – $500,000 | 2.78% | — | |
| $500,000 and up | 3.30% | — |
Sources (2)
All captured Oct 22, 2026
Regular Savings
0.15%APY
No monthly service charges for active accounts. Interest compounded and paid quarterly. Balances under minimum balance requirements do not earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upBalances under $10.00 do not earn interest.$10 and up | 0.15% | $15 | Balances under $10.00 do not earn interest. |
Sources (3)
- portage.bank/s/Consumer-Deposit-Rates.pdf
- portage.bank/high-yield-savings
- portage.bank/personaldeposits
All captured Oct 4, 2026
Closed to new customers
Regular Money Market — Legacy
0.05%APY
Existing accounts only; not available for new accounts as of 4/28/2022.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.05% | $5 |
| $25,000 – $30,000 | 0.10% | — |
Sources (1)
- portage.bank/s/Consumer-Deposit-Rates.pdf · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.