Bank · FDIC insured
Seattle Bank Savings Rates
Top CarrotSeattle Bank’s best savings rate is 3.40% APY on $10,000, with its Digital Direct Savings. Rates checked October 22, 2026.
How Seattle Bank’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Seattle Bank has the most branches. $10,000, best rate first.
This bank’s best
Seattle Bank
3.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $340
Digital Direct Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Seattle Bank savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0002.40%
- $10,000 balance$10,0002.40%
- $100,000 balance$100,0003.40%
- QualifiedQualified2.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Seattle Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Digital Direct Savings
3.40%APY
Variable rate account. Interest rate determined by daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $999,999 | 3.40% | $340 |
| $1,000,000 and up | 3.50% | — |
Sources (1)
- seattlebank.com/deposit-rates.html · captured Sep 25, 2026
Personal Money Market
2.40%APY
Avoid a monthly $5 service fee by maintaining a daily balance of $1,000 or more. Interest compounded daily, paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvoid monthly $5 service fee by maintaining daily balance of $1,000 or more. Interest compounded daily, paid monthly.Any balance | 2.40% | $240 | Avoid monthly $5 service fee by maintaining daily balance of $1,000 or more. Interest compounded daily, paid monthly. |
Sources (3)
- seattlebank.com/personal/personal-banking
- seattlebank.com/personal/perso…rsonal-money-market.html
- seattlebank.com/deposit-rates.html
All captured Oct 15, 2026
Personal Plus Savings
2.40%APY
Variable rate account. Interest compounded daily, credited monthly. Unlimited withdrawals. Can be used as overdraft protection on a Seattle Bank checking account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.40% | $240 |
Sources (3)
- seattlebank.com/personal/personal-banking
- seattlebank.com/personal/perso…rsonal-plus-savings.html
- seattlebank.com/deposit-rates.html
All captured Oct 15, 2026
Special-purpose accounts
Private Concierge Savings
3.40%APY
Variable rate account. Interest rate determined by daily balance. Interest compounded daily, credited monthly. Monthly service charge waived with combined monthly average balances in qualified relationship accounts of $100,000 or more or with qualified loan balances of $100,000 or more (deposit and loan balances cannot be combined). Monthly service fee waived for first 60 days from account opening date and for minor accounts when primary account holder is age 18 or younger. Dedicated private client manager. Fee waived or no charge for incoming wire transfers, cashier's checks, foreign currency orders, notary service, medallion stamp service.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999,999Monthly service charge of $10 is waived with $100,000 combined average monthly balance in qualified relationship accounts or qualified loans. | 3.40% | $340 | Monthly service charge of $10 is waived with $100,000 combined average monthly balance in qualified relationship accounts or qualified loans. |
| $1,000,000 and upMonthly service charge of $10 is waived with $100,000 combined average monthly balance in qualified relationship accounts or qualified loans. | 3.50% | — | Monthly service charge of $10 is waived with $100,000 combined average monthly balance in qualified relationship accounts or qualified loans. |
Sources (3)
- seattlebank.com/personal/private-banking
- seattlebank.com/personal/priva…e-concierge-savings.html
- seattlebank.com/deposit-rates.html
All captured Oct 15, 2026
Closed to new customers
Private Client Savings
3.40%APY
Retired account; product no longer offered for new account opening. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceProduct no longer offered for new account opening.Any balance | 3.40% | $340 | Product no longer offered for new account opening. |
Sources (1)
- seattlebank.com/deposit-rates.html · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.