Credit union · NCUA insured
Self-Help Federal Credit Union
Top CarrotA $2.4B credit union, the 222nd largest of 4,329, headquartered in Durham, NC, with 145,117 members and 44 branches in 6 states. Best rates: CDs 4.18% and savings 2.12% APY.
Self-Help Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#12 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Self-Help Federal Credit Union
- Headquarters
- 301 W Main St, Durham, NC 27701-3215
- NCUA charter
- 24802
Branches
44 branches in 6 states
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California
21 branches
Stockton area · 3
- Lodi504 W Lodi Ave, Lodi, CA 95240Directions
- Manteca2275 W Louise Ave, Manteca, CA 95337Directions
- Stockton3255 W Benjamin Holt Dr, Stockton, CA 95219Directions
San Francisco area · 3
- Oakland1432 7th St, Oakland, CA 94607Directions
- Pittsburg2110 Railroad Ave, Suite 100, Pittsburg, CA 94565Directions
- Mission2430 Mission St, San Francisco, CA 94110Directions
Bakersfield area · 2
- Bakersfield2100 H St, Bakersfield, CA 93301Directions
- Lamont10808 Main St, Lamont, CA 93241Directions
Chico area · 2
- Biggs482 B St, Biggs, CA 95917Directions
- Chico2201 Pillsbury Rd, Chico, CA 95926Directions
Los Angeles area · 2
- Los Angeles3886 Crenshaw Blvd, Los Angeles, CA 90008Directions
- Wilmington1000 N Avalon Blvd, Wilmington, CA 90744Directions
Modesto area · 2
- Modesto900 Crows Landing Rd, Modesto, CA 95351Directions
- Riverbank2256 Patterson Rd, Riverbank, CA 95367Directions
Fresno area · 1
- Fresno5261 E Kings Canyon Rd, Fresno, CA 93727Directions
Napa area · 1
- Napa3183 Jefferson St, Napa, CA 94558Directions
Visalia area · 1
- Porterville182 N Main St, Porterville, CA 93257Directions
Sacramento area · 1
- Sacramento3924 Franklin Blvd, Sacramento, CA 95820Directions
San Diego area · 1
- San Diego4029 43rd St, San Diego, CA 92105Directions
San Jose area · 1
- San Jose1080 S White Rd, Ste B, San Jose, CA 95127Directions
Vallejo area · 1
- Vallejo536 Santa Clara St, Vallejo, CA 94590Directions
Illinois
8 branches
- Archer Heights4800 S Pulaski Rd, Chicago, IL 60632Directions
- Bronzeville3501 S King Dr, Chicago, IL 60653Directions
- Chatham645 E 87th St, Chicago, IL 60619Directions
- Little Village3960 W 26th St, Chicago, IL 60623Directions
- Roseland11116 S Michigan Ave, Chicago, IL 60628Directions
- Cicero4811 W Cermak Rd, Cicero, IL 60804Directions
- Crestwood5601 127th St, Crestwood, IL 60418Directions
- Oak Park6011 North Ave, Oak Park, IL 60302Directions
South Carolina
5 branches
Greenville area · 3
- Greenville - Turbine300 Garlington Rd, Greenville, SC 29615Directions
- Greenville-Mills505 Mills Ave, Greenville, SC 29605Directions
- Greenville-Woodruff1620 Woodruff Rd, Greenville, SC 29607Directions
Columbia area · 1
- Columbia1545 Sumter St, 1545 Sumter St, Columbia, SC 29201Directions
Charleston area · 1
- Summerville741 N Main St, Summerville, SC 29483Directions
Connecticut
4 branches
Hartford area · 3
- Hartford-Franklin Ave443 Franklin Ave, Hartford, CT 06114Directions
- Hartford-Main St2775 Main St, Hartford, CT 06120Directions
- Manchester233 Main St, Manchester, CT 06042Directions
Putnam area · 1
- North Windham361 Boston Post Road, Rte 6, North windham, CT 06235Directions
Washington
4 branches
Yakima area · 2
- Grandview1019 W Wine Country Rd, Grandview, WA 98930Directions
- Sunnyside900 Yakima Valley Hwy, Sunnyside, WA 98944Directions
Wenatchee area · 1
- East Wenatchee478 2nd St SE, E Wenatchee, WA 98802Directions
Kennewick area · 1
- Pasco2735 W Court St, Pasco, WA 99301Directions
Wisconsin
2 branches
- Milwaukee (Midtown)5630 W Fond Du Lac Ave, Milwaukee, WI 53216Directions
- Milwaukee (Southgate)3340 S 27th St, Milwaukee, WI 53215Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 25.18% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.01% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.37% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio25.18%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.01%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Self-Help Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.