Credit union · NCUA insured
Self-Help Federal Credit Union Savings Rates
Top CarrotSelf-Help Federal Credit Union’s best savings rate is 2.12% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Self-Help Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Self-Help Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Self-Help Federal Credit Union
2.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $212
Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Self-Help Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.12%
- $10,000 balance$10,0002.12%
- $100,000 balance$100,0002.12%
- QualifiedQualified2.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Self-Help Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.12%APY
All share accounts are variable rate accounts. Member must maintain $5 par value.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.Any balance | 2.12% | $212 | Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more. |
Sources (3)
- self-help.org/rates/account-rates
- self-help.org/personal/bank-borrow/savings
- self-help.org/disclosures/fees
All captured Oct 4, 2026
Personal Savings
0.30%APY
All share accounts are variable rate accounts. Member must maintain $5 par value.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Savings Account
3.98%APY
All share accounts are variable rate accounts. Member must maintain $5 par value.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.98% | $398 |
Sources (2)
All captured Oct 22, 2026
Holiday Club & Custom Club Account
0.30%APY
All share accounts are variable rate accounts. Member must maintain $5 par value.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (3)
- self-help.org/rates/account-rates
- self-help.org/personal/checking-savings-loans/savings
- self-help.org/disclosures/fees
All captured Oct 22, 2026
Youth Savings Account
0.30%APY
All share accounts are variable rate accounts. Member must maintain $5 par value.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (2)
All captured Oct 22, 2026
Who can join Self-Help Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.