Credit union · NCUA insured
Potlatch No 1 Financial Credit Union
A $2.2B credit union, the 246th largest of 4,329, headquartered in Lewiston, ID, with 127,755 members and 28 branches in 2 states. Best rates: CDs 4.20% and savings 0.05% APY.
Potlatch No 1 Financial Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#3 of 10 in Lewiston, ID-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Potlatch No 1 Financial Credit Union
Founded in 1938, Potlatch No 1 Financial Credit Union began when 12 Potlatch Forest Incorporated employees in Lewiston, Idaho pooled their money to provide loans and financial services.
Today, the member-owned financial cooperative operates 27 branches serving 19 Idaho counties, eight Oregon counties, and the entire state of Washington.
- Headquarters
- 1025 Warner Ave, Lewiston, ID 83501
- NCUA charter
- 68700
Branches
28 branches in 2 states
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Idaho
20 branches
Lewiston area · 4
- Administration BuildingMain office1025 Warner Ave, Lewiston, ID 83501Directions
- Culdesac Branch806 Phinney St, Culdesac, ID 83524Directions
- Lewiston Orchards Branch1015 Warner Ave, Lewiston, ID 83501Directions
- Lewiston Southway Branch654 Southway Ave, Lewiston, ID 83501Directions
Coeur d'Alene area · 4
- Athol Branch30465 N Roberts Rd, Athol, ID 83801Directions
- Hayden Branch200 W Honeysuckle Ave, Hayden, ID 83835Directions
- Post Falls Branch3031 E Mullan Ave, Post Falls, ID 83854Directions
- Rathdrum Branch14678 N Kimo Ct, Rathdrum, ID 83858Directions
Boise City area · 4
- Eagle Branch3635 W Johnny LN, Eagle, ID 83616Directions
- Garden City Fred Meyer5425 W Chinden Blvd, Garden City, ID 83714Directions
- Meridian Branch4669 S Eagle Rd, Meridian, ID 83642Directions
- Nampa Branch421 11th Ave S, Nampa, ID 83651Directions
Moscow area · 2
- Genesee102 E Walnut St, Genesee, ID 83832Directions
- Moscow Branch828 W Pullman Rd, Moscow, ID 83843Directions
Bonners Ferry area · 1
- Bonners Ferry6673 Main St, Bonners Ferry, ID 83805Directions
Grangeville area · 1
- Grangeville Branch908 W Main St, Grangeville, ID 83530Directions
Orofino area · 1
- Orofino Branch1167 Michigan Ave, Orofino, ID 83544Directions
Osburn area · 1
- Osburn Branch730 E Mullan Ave, Osburn, ID 83849Directions
Sandpoint area · 1
- Ponderay Branch476864 Highway 95 Ste D, Ponderay, ID 83852Directions
St. Maries area · 1
- St. Maries Branch105 E College Ave, St. Maries, ID 83861Directions
Washington
8 branches
Lewiston area · 2
- Clarkston Branch1301 Highland Ave, Clarkston, WA 99403Directions
- Clarkston Walmart Branch306 5th St, Clarkston, WA 99403Directions
Pullman area · 2
- Colfax Branch505 S Main St, Colfax, WA 99111Directions
- Pullman Branch785 SE Fairmount Dr, Pullman, WA 99163Directions
Brewster area · 1
- Brewster Branch112 N 7th St, Brewster, WA 98812Directions
Ellensburg area · 1
- Cle Elum Branch303 E Railroad St, Cle Elum, WA 98922Directions
Tonasket area · 1
- Tonasket Branch16 W 5th St, Tonasket, WA 98855Directions
Walla Walla area · 1
- Walla Walla Branch1721 Dalles Military Rd, Walla Walla, WA 99362Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.87% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.40% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.76% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalNet worth ratio8.87%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.40%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Potlatch No 1 Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.