Credit union · NCUA insured
Spokane City Credit Union
Top CarrotA $65.7M credit union headquartered in Spokane, WA, with 4,289 members and 1 branch in Washington. Best rates: savings 2.02% APY.
Spokane City Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#6 of 27 in Spokane, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Spokane City Credit Union
Founded in 1934 as City Employees Credit Union of Spokane, Spokane City Credit Union is headquartered in Spokane, Washington.
In 1980, the credit union changed its charter to extend membership to anyone who lives, works, worships, or goes to school in Washington state.
The credit union maintains an exclusive focus on the financial needs of individuals and families.
- Headquarters
- 1930 N Monroe St, Spokane, WA 99205-4538
- NCUA charter
- 68283
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in the state of Washington.
Branches
1 branch in Washington
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Washington
1 branch
- Spokane City Credit UnionMain office1930 N Monroe St, Spokane, WA 99205Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.62% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.44% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio10.62%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.44%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Spokane City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.